Benjamin Koung

Benjamin Koung

5.0 of 5 56 Reviews
Lower - NMLS ID 1124061

8621 Robert Fulton Drive Suite 150, Columbia, MD, 21046 NMLS ID: 2025359

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Lower, a dba of Homeside Financial

Office Location

8621 Robert Fulton Drive Suite 150, Columbia, MD, 21046

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Ratings & Reviews

56 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Ben was great during this process

Ben was great during this process. He answered all my questions, helped me with any concerns I had and reaponded to my texts. I would definitely use Ben again.

Greg from Louisville, KY


(5 of 5)

Patient and Informative

First time going through a refi process, so Ben was always available to answer my questions and was patient with my wife and I. He was extremely reliable in getting back to us quickly.

David from New Richmond, WI


(5 of 5)

Excellent Experience On My First Refinance

With all of the Phone calls coming in to refinance my primary residence I am very thankful that I ended up working with Ben from Lower. This was my first cash out refinance on my primary residence. Being young, the misconception that refinancing your home was difficult, couldn't have been farther from the truth. After our very first conversation he gave me his personal phone number and told me to call if I had any questions along the way. Every time I was unsure about something I would call him and without a doubt he would answer the phone and take the time to explain things in a way that I could better understand. He was very professional and knowledgeable. I will only ever work with Ben and his team at Lower for all future investment property purchases. Without a doubt you will not go wrong using him for all of your mortage needs. I can't thank him and his team enough for all of the hard work to get my refi closed within 30 days. Cheers to a forever partner!

Joshua from Brunswick, OH


(5 of 5)

Great Experience!

After working with Ben on a Refi and a Home Equity Loan, I would not want to work with anyone else! Ben was wonderful from beginning to end – approachable, honest, attentive, and extremely helpful. Ben thinks through all options that he presents and thoroughly goes over each option, discussing pros and cons. The process was seamless and efficient. Whenever I had a question, Ben immediately responded with a level of attentiveness that made me feel as at ease. It is a great feeling to know that I made a well-informed financial decision so that my family could take care of much needed home improvement work. Thank you, Ben!

Jill from Upperco, MD


(5 of 5)

Highly recommending Ben Koung

Ben is very knowledgeable, quick to respond and concise in his delivery. Add those great qualities to the program offerings and you have a great resource in your corner. I strongly suggest reaching out to Ben if you are in the market.

Matthew from Phoenix, AZ

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