Bernard Kalmus

Bernard Kalmus

5.0 of 5 23 Reviews
Armed Forces Bank - NMLS ID 579225

12980 Metcalf Avenue Suite 310, Overland Park, KS, 66213 NMLS ID: 420776

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I am an Army Veteran, I have been doing home mortgages over 20 years. When I am able to help my fellow Veterans through the mortgage process for them to be able to purchase a home, that is what makes my job fun.

Office Location

12980 Metcalf Avenue Suite 310, Overland Park, KS, 66213

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Ratings & Reviews

23 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Great Experience throughout the whole process

The process was very easy no stress involved at all Bernie was excellent and letting me know what I need it and everything was seamless

Steve from Brick, NJ


(5 of 5)

Bernie had our backs through the whole process

NBKC had a great rate, and when there were some issues in the closing agreement, Bernie stood up for us and ensured everything worked out in our favor. He was patient with us during the more difficult part of the process, and everything worked out fine in the end. I highly recommend NBKC and Bernie, they are a great team.

Jim from Kansas City, MO


(5 of 5)

Bernie is the ultimate mortgage wingman!

We have used Bernie and the NBKC team for the past 10 years for one reason, best in class customer service! Bernie has been consistently attentive and always has our best interest (no pun intended) at the forefront of his process. We have just finished our third closing with Bernie and could not be happier with the outcome. We shopped rates and Bernie continually beats or matches the best to be found. He is quick, efficient and communicative. It is for these reasons that we continue to go back to Bernie as well as refer friends and family to him for all f their mortgage needs.

Brendan from Huntsville, AL


(5 of 5)

Great experience and easier than you might think

Bernie Kalmus is someone we trust, he is easy to communicate with, and he always keeps our best interest in mind when it comes to our home financing needs. Which is why we keep coming back to him, and why we recommend him to other veterans in need of his services.

Al from Kaneohe, HI


(5 of 5)

Outstanding experience with Bernie

Bernie gave us excellent customer service. He answered all of our questions quickly and always went above and beyond the call of duty during refi process I would highly recommend Bernie He did an awesome job for us. thank you

Rodney from San Carlos, CA

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