After working as a CPA for the first few years out of college, I joined the mortgage industry in 2003. My expertise in interpreting tax returns has allowed me to assist numerous self-employed borrowers qualify for mortgages when they have been turned down by other lenders. I provide excellent service to all of my clients by concentrating on their needs and wants when it comes to a home loan. I try to make the process as easy, organized and efficient as possible by structuring everything correctly from the very beginning, and communicating as needed throughout the process. I strive to make the home buying experience fun and enjoyable for our clients and set proper expectations. Our bank provides among the best rates and closing costs in the country for all available loan products, whether it be Conventional, VA, FHA, or JUMBO loans. If you need assistance in buying or refinancing your home, please give me a call.
Licensed InAlaska Alabama Arkansas Arizona California Colorado Connecticut District of Columbia Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Virgin Islands Vermont Washington Wisconsin West Virginia Wyoming
We bought and Refinanced in a year!!!
Working with CJ Sears on the initial purchase of our out-of-state home went so well that when rates were drifting downward, it was easy to decide who to call. Refinancing went exceptionally smoothly, even during the onset of COVID-19 work from home challenges. CJ and his team adapted and worked efficiently to complete the underwriting and arranged a 90% electronic closing. The closing company came to our home to get signatures and maintain social distancing.
We highly recommend CJ Sears and NBKC bank!
Patrick from Stilwell, KS
Very professional and FAST!
Everybody now wants feedback and ratings, and I got tired of it, so I rarely ever give someone feedback, except for my friend who services my truck, because I know it makes a difference in his pay.
I just finished refinancing my primary home mortgage here in Alaska. The process was extremely smooth and efficient. CJ communicated clearly and effectively, utilizing multiple methods, email, phone, etc. to keep things moving along without being disruptive to my busy work schedule. A true pro!
Thank you CJ, I wish I had bumped into you sooner and done the original mortgage financing through you. I'd definitely recommend you!
Michael from Anchorage, AK
This is the second time that I've worked with C. J. First on a mortgage for a vacation home, and then on a re-finance. Both times, a smooth and seamless process. I would highly recommend CJ and NKBC.
Susan from Hummelstown, PA
Christopher Sears made this process smooth and fast while helping us get a fantastic rate on our loan. He even found a better interest rate two days before our closing! He answered every email in a timely manner and clearly explained each step in the refi process. We are extremely happy with our loan knowing we got the best deal possible. Mr. Sears truly cares for his clients and my wife and I couldn’t be more thankful.
Jonathan and Mandy from Hurst, TX
I never write reviews... had to with this one. Did my mortgage and refi with CJ. He was awesome I’m always surprised at the deal he gets me. He’s great to talk to and very transparent about the process. Highly recommend his services. Thanks again CJ
Mike from Gardena, CA