Dan Florence

Dan Florence

Finance of America Mortgage, LLC - NMLS ID 1071

3017 Douglas Blvd. Suite 240, Roseville, CA, 95661 NMLS ID: 19758

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Hello, we are thrilled you have found us! Mortgage Evolution is your local lender, available to you "24/7". I've been in mortgage lending since 1999 and Angela, our Client Relations Manager, has been in mortgage since 1997. We offer all First Time Homebuyer Programs, Down Payment Assistance/Grants, Conventional, Jumbo, VA, USDA, FHA. Mortgage transactions are a big deal. You deserve a lender who truly knows what they are doing from beginning to end and one who will put your needs, plans and goals at the center of it all. I am a native of the Sacramento Valley, I'm married with 4 children, a home owner and ME's Branch Manager. Whether you're buying your dream home or refinancing, Angela and I are here to help you get there. Mortgage Evolution is a division of Finance of America Mortgage, LLC.

Office Location

3017 Douglas Blvd. Suite 240, Roseville, CA, 95661

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Licensed In


What they're saying

Ratings & Reviews
38 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

EXCELLENT experience!

Dan helped me through every step of this process. I had so many questions and he answered all of them with patience & professionalism. My employment was a little unusual but he guided me through every step. I cannot say enough good things about Dan and his staff. I would recommend them 1,000%!

Nancy from Mather, CA

Done simple and easy - the service you want from your loan team.

Thanks Daniel for getting us to the finish line on our dream forever home. I didn't keep track of how many times we emailed or called you but it was a lot. Daniel and team provided us peace of mind, always reachable and quickly responding to our questions and clarifying complicated areas of the loan process. Great service all around! The Mortgage Evolution Team is simply on top of their game. From the fist call we had with Daniel, my wife and I knew he was the kind of person we wanted to work with on such an important decision. So many things in the loan and home purchasing process seemed more complicated on this second home purchase but Daniel and his team made it so easy and simple! Thank you very, very much Dan Florence Team at Mortgage Evolution.

Pablo from Wilton, CA


Dan and Angela are thee BEST people I have ever met!
They took care of me like they would with their own child from day one! Dan was always so communicative and gave me so many different scenarios to help me understand the best situation for me.
Angela, was my best friend from the start. She literally always picked up my calls, called me to check on me and became one of my best friends. Angela, is so personable and will keep you apprised on what is going on with your financial future.
I can write an entire book on these folks! Just know you are in thee best hands when working with Dan and Angela! I'm still so amazed how they made "my whole life!"

Angel from Sacramento, CA

Good People and great Experience!

Dan and his entire team were amazing during my first home buyer experience. They walked me through every step of the home buying process and were extremely encouraging... even when I felt like walking away. Dan and Angela made it happen and I truly appreciate working with genuine people who care. It’s not about having another customer with them. It’s about building relationships and sincerely helping people with their real estate goals. Wishing Dan, Angela, and Quinn all the best!! Happy Summer🤗

Ronni from Rocklin, CA

Dan Florence

Dan Florence was amazing he made the impossible possible. A year ago my husband and I would have never thought we would own a home. Now we have officially closed May 2019. Dan is brilliant at what he does, we ended up closing with practically no money down. We couldn’t have asked for a better lender. If your out there and your considering buying a house. Please reach out to Dan he will make your dreams come true. We Also want to thank Angela for taking the time to explain this whole process to us we appreciate you.

Lakisha from Sacramento, CA

Dan is the Man!!!

Dan was very patient and informative on loan process, We bought a home that was in probate and he made sure we were prepared through the long 5 month probate process, and never complained at all, he gets paid for what he does and is very awesome at it!!!

James from El Dorado Hills, CA

Wonderful Team!!!

If i could give a thousand STAR, i would!!!! Dan, Angela and team are great! They are so patient, easy to communicate, they are even available during the weekend. They will guide you all the way, do whatever they say and you will surely get your loan approve. Thank you Dan and Team! You guys are awesome to work with, I will surely recommend you to all my friends and relative.

Anonymous from Sacramento, CA

I could not be happier!!

Dan and his team are amazing! I am a first time home buyer and had no idea what went into buying a home. Dan was so helpful every step of the way. Guiding me through the process, always there for all my emails and phone calls. Thank you Dan, Angela and all the Mortgage Evolution Team!!!

Belinda from Rio Linda, CA

Look no further! Your lender dream team is here!

If I could give Dan 5 million stars, I would!!!! From the moment I contacted Angela and Dan over a year ago, I knew I was in good hands. I have a few blemishes on my credit report that were seen as road blocks to other lenders, but Dan exhausted EVERY reasonable avenue available to get me a loan. In the end, I not only got a great loan, but Dan, Angela and Quynh were able to get everything tied up in time to secure grant monies for a down payment. The whole team treated me as though I was their only client. Every inquiry received an immediate response. Every question I had was met with an immediate explanation. In fact, they often anticipated my questions and answered them before I could even think of them. They clearly outlined the entire process from application to closing. Angela even helped with some post-closing dog park suggestions! I have been through the process of obtaining a mortgage twice before and Dan and his team provided a level of service the previous lenders couldn't even dream of. Saying they exceeded my expectations in every way does not begin to cover it! I can say without a doubt that you are doing yourself a disservice if you seek a loan anywhere else.

Zackery from Sacramento, CA

Wonderful First Time Homebuyer Experience

Dan and his team were AWESOME!!. We are first time homebuyers and they made our experience painless and easy. We are extremely happy with the service we received from Dan, Quyhn, and Angela at Mortgage Evolution. We will definitely use them again in the future!!

Tria from Marysville, CA


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