The single most important financial decision that most people make in their lifetime is the purchase of their home. My goal is to provide you with the answers to questions that you may be seeking so that you can make the best informed decision for you and/or your family. For that reason I treat each transaction like it is my own personal mortgage loan.
Easier Than I Expected
I began the process of looking for an appropriate lender with some trepidation expecting the worse. In the end, it was easier than I expected. From the initial telephone conversation, I had a qualification letter in almost no time, which was very helpful in negotiating for the house we ultimately settled on... the loan process went smoothly... at the end, the 'underwriter's' inquiries were annoying but that was just during a few days towards the end of the process. The title company and our broker were all very complimentary about this company and its staff. Dan was very professional. Very knowledgeable and very helpful. 5/5 in my book.
David from Richmond, TX
Responsive and Patient
Daniel was very thorough and patient. He consistently followed up, and we appreciated how responsive he was, especially when other elements were outside of his control.
Christina from Oviedo, FL
He was fantastic from beginning to end. My only but is regarding the rate or more specifically regarding the rate promised on the pre-approved letter and the final rate granted. The difference was significant other than that everything else was a five stars service.
Ricardo from Miami, FL
I called Dan mid morning about a loan he had me with a pre qualification letter by 4pm afther that it was smooth sailing when he say if you have any question do not hesitate to call he means it cause he answer the phone and addresses your question he is very easy to reach he even answer my call after hours at hom*.he took all the stress off me an kept me up todate on my loan he just made everything easy an stress free. Thanks Dan You are the man
Grady from Auburn, GA
A genuine pleasure doing business....
I first encountered Daniel Kapalin on a call back from my enquiry to Lending Tree. I had been unable to secure a loan a few months earlier due to a disputed issue in my credit report. After diligently paying down my credit cards and paying EVERYTHING on time, I felt I had repaired my credit rating enough to secure a home mortgage loan. I heard from three lenders that day, two turned me down, even though my score was sufficient. Mr KAPALIN took my information and I had a pre-approval letter within 24 hours. Once we found a home and made an offer, I notified Daniel Kapalin and he and his team at VanDyk Mortgage got right to work. We closed in just under 45 days. Though Mr Kapalin was not a local lender, he coordinated closely with my realtor through almost daily emails, and he got it done.. Some members of his team were affected by hurricane Irma, but there was hardly a moment missed. The level of coordination, communication, and courteous, friendly customer service was extraordinary. My realtor was quite impressed, and she is one of the top selling agents in the area, with a portfolio of clients with homes up to 15,000 square feet - so impressing her is no small feat. I would recommend Daniel Kapalin without question or hesitation. It was a genuine pleasure working with him and his team. I hope never to move again. It’s exhausting, but if I do' I will contact Mr Kapalin for my mortgage.
Gregory from Braselton, GA