Perryville III 53 Frontage Road, Suite 200, Hampton, NJ, 08827 NMLS ID: 1832862
I make the process easy without sacrificing attention to detail. I am available 7 days a week and I am a passionate advocate for my clients. RHMC is the gold standard for what matters most in the mortgage industry, great rates and great service. We deliver a personalized experience to each one of our clients and we offer the best interest rate options every day of the week. Personal finance is at the center of my expertise. My career began helping clients with their investments and retirement savings. Now I specialize in assisting my clients with their most significant debts and obligations. My goal is to provide professionally tailored solutions for each one of my clients and help them create a balanced financial picture.
Ratings & Reviews
Personable, encouraging, and calming commitment to the Customer
Within a couple of minutes of talking to Derek on the phone, I knew if that rate was good, Derek would be the one to confidently drive home the mortgage purchase. (And the rate was great!)
Derek has a very personable demeanor on the phone, which is a very tough skill to master. Derek was a soothing and calming voice of reason through the entire process. He outlined every detail, money item, and entire process in an efficient manner. Derek's team supporting him is very thorough and responsive as well which makes working with Derek that much more rewarding. Ironically, Derek was also buying his own at the time of this mortgage process, and it was almost a team effort the whole way as we both appeared to be at the same crossroads until closing.
I would recommend Derek to the next person I know that is buying a house. The 7-day a week responsiveness and clear transparent credentials he possesses makes it a fulfilling (and rewarding) mortgage experience.
Scott from Morristown, NJ
Great experience with Derek
We had a great experience working with Derek as we bought our new home. He was amazingly friendly and thorough, and explained every step of the process to us and answered all of my questions. Through all the twists and turns of the home buying process, he was there! I highly recommend working with him.
Casey from Pompton Lakes, NJ
Great Mortgage Experience!!
I chose to work with Derek because of his initial responsiveness when I was looking for a mortgage. I'm happy to say I made the right choice as he made the process super simple and was always available for questions, even on the weekend! He even helped me through several "stopping points" in the process that could have derailed the closing timeframe but we were able to keep everything on track. If you're considering working with Der****.do not hesitate, he's the best!
Greg from Lancaster, PA
Helped First time home buyers to achieve important milestone
It was an absolute pleasure working with Derek Zook for getting the home loan for buying our first home. He is very professional and responsive. Always available to answer your queries and for first time home buyer like me, he helped and started from Home Loan class 101. He explained each and every process in detail and has been very flexible in providing pre approvals and helping with cost sheet estimate.
He certainly made this complete process very smooth and i would like to once again thank him and the company RHMC for making this dream come true for us.
KHUSHAL from Cranberry Twp, PA
Smooth and superb experience!
There are many options to consider before you embark on a refinance or a mortgage process. One of the most important aside from the financial aspect is making sure that you are working with someone who is a dedicated professional. In my case, I am extremely grateful that I came upon him through a recommendation. What set him apart, was the time he took to genuinely listen to my particular circumstances, to my needs and genuinely work to find a solution. I had a unique requirement where I needed accommodation in notarization where one part was overseas. He went the extra mile to speak to his back office to explore and come up with a solution and ensure that if I began the process it would work for everyone. He went over the details of the entire process and throughout the process he kept me informed. His team communicated each step of the way. He texted me if I had missed something and was always reachable for any questions. It was nice to have someone working on your behalf to get you over the finish line. I recommend whole heartedly!
Jay from Ambler, PA