I have been doing mortgages since the mid 90's. I have the knowledge and experience to guide you through your loan process. You will know what your loan options are along with the pros and cons to each option. This will help you make the best informed decision on what you feel meets YOUR financial needs. There are many loan officers that are what we call order takers and will take your application and just put you into a loan without explaining and educating you on why you are doing that type of loan. I love helping first time homebuyers for this reason. I want them to feel excited and at ease through what most are stressed about because they don't understand the process. I look forward to helping.