Emmett Bowles

Emmett Bowles

5.0 of 5 4 Reviews
First Commonwealth Mortgage Inc. - NMLS ID 1401

12004 Shelbyville Rd, Louisville, KY, 40243 NMLS ID: 40737

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Emmett has more than 11 years of experience in the mortgage industry. Since that time he has amassed a client base that spans the globe, and has resulted in the closing of hundreds of safe secure cost-free mortgages throughout the United States. As Emmett sees it, " It is my job to offer clients viable options, and not to pressure or push them in any one direction. The client knows best as to what fits their budget and needs. It is merely up to me to be their instrument to close their loan in a stress-free cost-free timely manner." The options Emmett speaks of are wide and varied. FCM offers 1% and 3% down programs to qualified borrowers. Clients can also select from a wide range of VA, FHA, USDA and conventional loans. You can even select the term of loan that is most comfortable for you whether it's a 30 year, 24, 21 or 14 year mortgage, FCM can put it together for you. Give Emmett a call or email with any questions you may have regarding pre-approval, making an offer, the loan/closing process, and having your closing costs paid for by the seller and/or the investor. Trust your family & home to a dedicated mortgage professional with more than 11 years of experience in the mortgage industry. Gratefully, Emmett G. Bowles Sr. Loan Officer License #407** Licensed in MD, NJ, VA, FL, GA, TN, KY, IN

Office Location

12004 Shelbyville Rd, Louisville, KY, 40243

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Ratings & Reviews

4 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Got the job done.

When other lenders said no Emmett picked up my case and didn't just get it over the finish line. Emmett got me a better deal with less out of pocket cost. I definitely recommend his services if you need a mortgage.

Leslie from Tampa, FL


(5 of 5)

Emmett made the loan process easy!

Emmett is obviously an experienced loan officer and was on top of everything required to move on our mortgage. We closed in less than 30 days once we made an offer on a house. We appreciated Emmett's attentiveness to our loan!

Rudy from Spring, TX


(5 of 5)

Good experience

Very responsive and nice. Good man to work with. Low pressure. Loan didn't closed inn time due to seller. Was set tho close in 30 days otherwise.

Sera from Winder, GA


(5 of 5)

Call Emmett

Emmett was very helpful with the entire process of buying a house. I had not bought a house in over 25 years, didn't have a lot to put down, and had a bunch of questions. Emmett was always spot on with his ideas and handling/coaching me in all phases of the purchase. Emmett was a joy to work with.

Bradley from Indianapolis, IN

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