About Me

Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As an Assistant Vice President with Lower, Geza Rakoczi has nearly 10 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, Geza Rakoczi is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. ********* is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give Geza Rakoczi a call at ************** or send an email to *********************