Geza Rakoczi

Geza Rakoczi

4.99 of 5 100 Reviews
Lower - NMLS ID 1124061

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054 NMLS ID: 393382

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As an Assistant Vice President with Lower, Geza Rakoczi has nearly 10 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, Geza Rakoczi is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. ********* is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give Geza Rakoczi a call at ************** or send an email to *********************

Office Location

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054

Get Directions

Ratings & Reviews

100 Reviews
(4.99 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

It was a good experience

Geza Rakoczi is a wonderful person to work with, I thank him for putting up with me. He took me through my process patiently

Tawaina from Greenwood, SC

(5 of 5)

Lower refinance

Geza Rakoczi, I wanted to take a moment to share my feedback on Geza. He was very helpfull in navigating a complex refinance. he was always available at a moments notice and those who Know me know that impressive

charlie from Marietta, GA

(5 of 5)

Great experience!

Geza, our loan advisor, was very helpful, patient and reviewed several options until we chose the best for us. He kept in touch regularly and had other good people on his team to assist. The application process took about a week and another week to close. Overall, a simple process.

Lita from Hiawassee, GA

(5 of 5)

I can breathe again!!

I was very nervous about my financial situation, but thanks to Geza Rakoczi I feel like I can breathe again!! We got exactly what we needed with this refinance and just in time for the Holidays!! Best gift ever!! Highly recommend!!

Katalin from Columbus, OH

(5 of 5)


Geza Rakoczi was thoroughly knowledgeable, caring and professional. We couldn’t be happier with his service and our loan.

Stephen from Dover, DE

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a Loan Officer: