Geza Rakoczi

Geza Rakoczi

4.99 of 5 78 Reviews
Lower - NMLS ID 1124061

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054 NMLS ID: 393382

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As an Assistant Vice President with Lower, Geza Rakoczi has nearly 10 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, Geza Rakoczi is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. ********* is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give Geza Rakoczi a call at ************** or send an email to *********************

Office Location

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054

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Ratings & Reviews

78 Reviews
(4.99 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Great Customer Service!!

Geza Rakoczi and Cosmo Kostic with the Lower team really helped me to get a loan for my first home. Cannot recommend these guys enough!!

Justin from West Chester, OH


(5 of 5)

Best interest rate!

The interest rate was the best! Everything was wonderful and excellent except for a long processing time.

Wonsuk from Fairfax, VA


(5 of 5)

great experience!!!

Geza communicated very well through the entire process! We ran into a few issues and they were able to resolve them quickly!!

Drew from Milwaukee, WI


(5 of 5)

it was a good experience

geza rakoczi did a great job. we got just what we asked for and he was helpful. the process was easy.

Daniel from Colton, OR


(5 of 5)

it was a good experience

geza rakoczi did a great job. we got just what we asked for and he was helpful. the process was easy.

Daniel from Colton, OR

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