Gilbert Ramos Jr.

Gilbert Ramos Jr.

5.0 of 5 24 Reviews
HomePlus Mortgage - NMLS ID 78669

2878 Camino Del Rio South Suite 402, San Diego, CA, 92108 NMLS ID: 286678

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I'm a Sr. Loan Officer with HomePlus Mortgage. I have extensive knowledge of the mortgage industry, proven my ability to provide the most competitive rates, along with providing exceptional personalized service. Over the years, I have had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). My goal is to make sure all my clients not only get the best deal, but are also 100% satisfied. I appreciate the opportunity to earn your business!

Office Location

2878 Camino Del Rio South Suite 402, San Diego, CA, 92108

Get Directions

Licensed In

California Texas

Ratings & Reviews

24 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Excellent loan officer!

As a first time home buyer, there a lot of decisions decisions and steps to take, and Gilbert was patient, knowledgeable, and got me the best deal. He helped me to navigate between all the different options that were applicable to my situation and advised me on the ones that best fit my needs. He also expedited my process, so I could close within a very short period of time. I would highly recommend him and Home Plus.

Ameetha from San Diego, CA


(5 of 5)

Company That Cares About Their Clients

Thank you Gilbert Ramos, and your amazing team for helping us with our refinance. We came to HomePlus Mortgage to help us with Refinancing our house, the HomePlus Mortgage Team worked beyond and above our expectations. Gilbert educated us about the process, moved things quickly as we had hoped for, got us a great rate, was professional, and always prompt. He kept us informed of what was going on via email and phone calls and text messages. He made our experience for refinancing a home wonderful. HomePlus Mortgage was amazing and we will definitely recommend them to family and friends. Gilbert and HomePlus Mortgage will not only accommodate and help you, they will go above and beyond to make sure you come to them first the next time around. I wish there was a sixth star for the businesses that goes above and beyond 5-star service. If you're looking for a company that cares about their clients, you won't be disappointed! Thank you Gilbert and Kelly for all the help! what else can I say. Just call Gilbert!

Michelle from Yorba Linda, CA


(5 of 5)

Highly Recommend!

Gilbert was great! Highly recommend!

Brandon from Oakland, CA


(5 of 5)

5 star loan officer

I am truly pleased to do business with him. He made it so easy and fast. I highly recommend him!! Thank you and all the best Gilbert.

victoria from Santee, CA


(5 of 5)

Fantastic Refi Experience with HomePlus!

Gilbert Ramos, with HomePlus mortgage did a great job of putting together and shepherding our refi. There were many challenging hurdles to overcome and Gilbert succeeded in winning on my behalf every time: 1. lowest total fees and costs by more than $1000 over competing brokers and lenders; 2. Helped overcome challenging income issues as I recently retired; 3. Negotiated $0 cost 30-day rate lock extension saving hundreds; 4. untangled problems with previous loan that wasn't properly reconveyed, etc. Fantastic job and highly recommend!

Patrick from Rocklin, CA

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