I have been writing mortgages for 15 years now, with the last 9 years primarily devoted to government loans; including VA, FHA, and USDA loans. I have been fortunate enough to spend a lot of my time assisting our Veterans and Active Duty Members of the Armed Forces achieve homeownership; whether it be a first-time homebuyer, purchasing a new home, or purchasing their forever home. I also have extensive knowledge in the refinance aspect of the business and can provide many options to ensure a refinance is meeting one's financial goals. Although, a majority of the loans I write are government loans, I also have extensive knowledge with conventional mortgages, as well as non-traditional programs; including bank statement loans, manufactured housing, interest only programs, and many others. I make sure I am available to my clients day in and day out, as Customer Service is my top priority. I make the process seamless and headache free.