Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As a Senior Loan Advisor with Lower, James Moore has nearly 5 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, James Moore is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. Low**.com is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give me a call at (614********** or send an email to jam****.com
Ratings & Reviews
I contacted James on New Years Eve 2021 to initiate my mortgage refinance, and was pleasantly surprised to connect with him. When dealing with financial matters (especially of this level), I'm looking for a "trusted advisor." An advisor that is professional, patient, available, and that I can lean upon for industry knowledge and guidance. Across each of these dimensions, James exceeded expectations. For most financial services, we have an abundance of options. James and I are already working on vacation home mortgage str*********.and that's perhaps the greatest testament to his work. I'm a repeat customer and I look forward to our continued work together.
Steve from Grand Ledge, MI
We have recently refinanced with Lower and this our second experience with James. He is an awesome person to work with. Honest, trustworthy and has your best interests in mind. Very efficient throughout the entire process.
Thomas from Maryville, TN
It was an excellent experience working with James
Working with James ( Low**.com) was amazing… we Recently closed or home.. James encourage me not to give up when I was suffering with anxiety, and I was nervous that our loan was not going to be approved. James was always available to assist us . I will highly recommend James, he was with us from the beginning to the end in our loan process.
Thank you James.. Thank you so much,
Beverly from Cedar Hill, TX
I recently completed a home refinance and HELOC. From start to finish it was smooth sailing. James was able to explain every step of the process to me and was available when I had any questions. We completed the entire process in 23 days which I very much appreciated. I enjoyed working with James and would recommend him to anyone.
Tyler from Fife, WA
James is terrific!
James was so attentive and followed the loan all the way through (which is so rare these days). He was always great about getting back to us if we had questions. Would highly recommend James!
Tina from Cape Coral, FL