James Moore

James Moore

5.0 of 5 36 Reviews
Lower - NMLS ID 1124061

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054 NMLS ID: 1641295

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As a Senior Loan Advisor with Lower, James Moore has nearly 5 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, James Moore is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. Low**.com is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give me a call at (614********** or send an email to jam****.com

Office Location

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054

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Ratings & Reviews

36 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

True Pro

James and his team were truly professional through my entire loan process. They addressed and solved issues quickly and kept me updated frequently. James always returned my calls very quickly, as well. I would highly recommend him to any of my friends or family.

Sean from Pagosa Springs, CO

(5 of 5)


James did an amazing job getting my re-fi completed. His communication and professionalism made me feel great and the process was very smooth!!! I would highly recommend James and his team for all your mortgage needs!

Scott from Gulf Breeze, FL

(5 of 5)

Our entire experience was exceptional.

We appreciated the follow-up through the process. Each person James, Joe, Steph, kept us updated on where we were in the process and what the next step was all the way through closing. We were never left wondering. We truly felt like the team was dedicated to us and ensured we were satisfied with our decision. We will recommend Lower to friends and family.

Tonya from Bonner Springs, KS

(5 of 5)

Consummate Professional

I contacted James on New Years Eve 2021 to initiate my mortgage refinance, and was pleasantly surprised to connect with him. When dealing with financial matters (especially of this level), I'm looking for a "trusted advisor." An advisor that is professional, patient, available, and that I can lean upon for industry knowledge and guidance.  Across each of these dimensions, James exceeded expectations.  For most financial services, we have an abundance of options. James and I are already working on vacation home mortgage str*********.and that's perhaps the greatest testament to his work. I'm a repeat customer and I look forward to our continued work together.

Steve from Grand Ledge, MI

(5 of 5)


We have recently refinanced with Lower and this our second experience with James. He is an awesome person to work with. Honest, trustworthy and has your best interests in mind. Very efficient throughout the entire process.

Thomas from Maryville, TN

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