Founded by industry veterans, Lower is a private mortgage lender that originates, underwrites, and funds its own loans. Strategically aligned with a billion dollar federal credit union, Lower offers the best home lending products on the market, a staff of mortgage experts, and a passion for delivering nothing short of 100% satisfaction. As a Senior Loan Advisor with Lower, James Moore has nearly 5 years of experience in helping clients save through a number of home financing solutions as well as help finance their dream homes with home purchases for less. Whether it is lower payments, debt consolidation or term reduction, James Moore is an expert in all fields of the industry including Conventional loans, Home Equity Line of Credits, Home Equity Loans, Jumbo Loans, VA loans, FHA loans, as well as unique portfolio programs. Lower offers a wide range of portfolio programs available even if there is little equity. These programs consist of Home equity lines of credit, HARP, and streamlines. Lower also has some of the best cash out programs available. Low**.com is a digital mortgage lender delivering lower rates, lower payments and the best mortgage experience through technology. Super-simple application. 24/7 service. Free refi for life. And a mortgage recommendation unlike any other, based on peer data from thousands of closed loans. So you get a whole lot more from your mortgage, for less. To find out more give me a call at (614********** or send an email to jam****.com
Ratings & Reviews
Easiest refi we’ve done!
James did a great job facilitating our refi. Almost everything was handled via email and he was constantly giving us updates as the process played out. Don’t think twice and give him a call, you’ll be glad you did! We’ve refinances properties a few times and this was by far the fastest, smoothest one we’ve done and James was a key reason why.
Kris from Chandler, AZ
Making the Refinance Process Work
The refinance process can be complex, confusing and stressful. James did his very best to help us to navigate the process, explain details that only an experienced and trained professional would know and at the same time help secure the best compromise of lowest rate and lowest fees. He was able to answer all of our questions in a timely way and just as important make sure that all of the players were doing their job and ensuring that any issues were resolved.
Vincekg from Rockaway, NJ
Great help on Refinancing
James did a great job, we refi’ed 2 properties. James kept us well informed as we moved through the process. James was quick to respond to any questions or concerns.
Eric from Louisville, KY
A service on a smooth refi...
James Moore and Low**.com did an amazing job working us through a refinance. His level of communication was high (daily). His team were efficient in the process. His “closer” was well prepared. James and his team represented Low**.com in an A manner. Even when a hiccup happened, He worked through it quickly and professionally.
Kevin from Thornton, CO
James was amazing to work with. Very knowledgable, helpful, patient and always available. He made the whole refinancing process easier than I could have imagined. I would absolutely recommend him to family and friends.
Nathan from Candler, NC