Luneta Home Loans LLC - NMLS ID 2027806
10542 S Jordan Gtwy Ste 300, South Jordan, UT, 84095 NMLS ID: 668373
II’m Joanna Howard, a Residential Mortgage Loan Originator with Peoples Mortgage NMLS 6274. A seventeen plus year veteran in the mortgage industry, my career started in 2000 when I opened a credit repair company, helping to clean credit for borrowers needing to get qualified for mortgages. Within that year, I transitioned the company into a mortgage company to continue to help my clients realize their dreams of home ownership. In 2006, when the market began to turn, I went to work for JPMorgan Chase Bank using my experience and expertise in the sub-prime side of lending and then transitioning to the prime banking side within the branches to further my client relationships in mortgages. I have extensive training in credit, operations, sales and many other aspects of the lending industry. I have a bachelor’s degree from the University of Utah as well as an associate’s degree as a paralegal. I’m proud to have been recognized by Chase, Peoples Mortgage, as well as clients for my dedication, superior customer service and quality loan closings. I find the mortgage business very challenging and highly rewarding especially when I can help my clients with financing that will aid in the purchase of their first home, investments properties or in the refinance of their mortgages to renovate, pay for college expenses or to improve their current financial status. When you’re looking for that “best fit” solution for that new home purchase or need to refinance a current home, please call me as I will work to be your best mortgage resource. I look forward to helping you find the best options to meet your home ownership and financial goals.
Licensed InArizona California Florida Texas Utah
Ratings & Reviews
First time home purchase
Joanna helped me buy my first home and made it very easy for me to understand and navigate through the process. Constant communication and made sure I had the information needed to be confident in my purchase. Thank you again to her and her team.
Alec from Coolidge, AZ
Joanna is the best!
Joanna is seriously the best!! She is so thorough and always goes above and beyond to make sure I am taken care of. I have used her twice and am so grateful!!!
Coral from Saratoga Springs, UT
Joanna at Luneta Home Loans was wonderful to work with! I had been working with another lender for 3 months and couldn't get an approval, so I reached out to Joanna and got an approval in less than 24 hours! My loan wasn't easy, but she got it done;)
Shannon from Sarasota, FL
Best experience ever
Joanna is the best at what she does!! She is very knowledgeable in the business and stays on top of things to make it happen!! She helped me purchase my 1st home, explained everything and helped me understand the process. I definitely recommend her and the company!
Stephanie from Texas
Stephanie from Rockport, TX
Joanna is the best
I purchased my first home, a condo, with Joanna a couple of years ago. She made the process so seamless, so most recently I came back to her to purchase a single family home. Joanna is responsive, professional, and knowledgeable. What I really love is how communicative and honest she is. I would highly recommend her services to my family and friends! Thank you Joanna!
Angelica from Milpitas, CA