I’m a family man and I have two beautiful children. When I am out of the office, I love spending my personal time outdoors with my wife and kids. About my professional career, I’ve been in the mortgage industry for over 15 years. I received my special designation as an Accredited Mortgage Professional from the Mortgage Bankers Association in March of 2013. I am very honest and friendly and experienced mortgage professional that places a lot of heart and attention into every loan that I touch. I offer my clients the white glove treatment that they deserve and educate them on how to position themselves better for a bright financial future. I have been successful in making customers for life by offering them high quality customer service in addition to great loan options and very competitive pricing. If you are tired of talking to loan officers that aren’t listening to your needs and are only looking out for their own bottom line, then give me a call and learn for yourself how much your time and friendship is valued and appreciated with me. I look forward to assisting you secure the best loan option that achieves your specific goals and earn your trust and respect for life.
Ratings & Reviews
Great service <br />Great
Evelyn M. M from Charlotte, NC
Refi Made Easy
Joe was great and made the refinance process seamless. Joe was involved throughout the entire process. I would definitely recommend Joe and Ladera to friends and family!
Chad from Concord, NC
Joe Totah has explained the process to me and my husband with the upmost and honest professionalism. I will recommend him to every person I know who is in need of financing."
Trudi from Hillsboro, OR