5.0 of 5 11 Reviews
E Mortgage Capital Inc - NMLS ID 1416824

18071 Fitch Suite 200, Irvine, CA, 92614 NMLS ID: 1489272

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

John Gearries was raised in Queens, NY and Indianapolis IN. John graduated from Indiana University with a Bachelor's in Communications and has an MBA from Indiana Wesleyan. After graduating college John moved to California and began a career in mortgages. John is a licensed loan officer and real estate agent. He has experience in purchase loans, refinances, cash out, Non QM loans, stated loans, hard money and reverse mortgages. Whatever your mortgage needs John's experience and client service will win you over especially when he gets you the best deal.

Office Location

18071 Fitch Suite 200, Irvine, CA, 92614

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Licensed In


Ratings & Reviews

11 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)


John is amazing! He went above and beyond for me. He was able to secure a loan for me wherein no one else could. He is attentive, kind and extremely knowledgeable. He has a client for life!

Dawn B from Sacramento, CA

(5 of 5)

Fantastic service! At Think Mortgage.

I would like to extend a thank you to John Gearries from Think Mortgage, for helping me refinance my home, you made everything clear and simple for me to understand, highly appreciative for the lowest interest rate you were able to get me at a minimal cost to me. And in addition I’m also very grateful for that free lock extension you were able to get for me without cost. Thanks John!🙏You’re the best at what you do.

Eduardo from San Francisco, CA

(5 of 5)

Excellent, prompt service!

John is very knowledgeable, prompt and helpful. His expertise is most commendable .
We would highly recommend him to others .

Primila from Arcadia, CA

(5 of 5)

Top Notch Professional Skills and Experience

John demonstrated outstanding communication skills and a keen ability to make our loan refinance
as simple and straight forward as possible. Kind and caring, knowledgeable, trust worthy, patient
and efficient describe John's approach to his clients needs. John truly earned my trust and appreciation. John was always present and available to answer my questions and address any
concerns I expressed. Thoughtful and resourceful, focused efforts resulted in a pleasant, enjoyable
experience leading to the best possible outcome and my heart felt gratitude. Highly recommended !!

Steven from Oroville, CA

(5 of 5)

Outstanding Service by a true pro

We ha e used John for many years. He has either financed or refinanced 6-8 loans for us. Always in top of the loan, keeping our best interest in front, working quickly and professionally without the typical garbage that others put you through. Just finished another loan a week ago. Smooth as always.

William from Lake Arrowhead, CA

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