Welcome to my page! I am a Sr. Loan Specialist with First Federal Bank with 10 years experience in the mortgage industry. I pride myself with providing clients education of their options and customer service that is second to none. Whether you are looking to purchase a home or refinance your current mortgage, reach out to me and see first hand what it means to be treated like a friend, not a loan number. Call today and let's put together your own custom lending solution!
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Ratings & Reviews
Easiest loan I’ve ever got
Working with John Pernes was the easiest experience I’ve ever had. He handled a Cash out refinance on my home. Helped with every step of the way always able to be reached with any questions. He knows exactly what you will need and was very diligent at making sure all the paperwork was correct before submitting your loan. He handled all the necessary scheduling for the appraisal and for the survey. I’m less than one month my loan is in my bank account!
Joseph from New Port Richey, FL
A great experience
John made the process easy and fast. He followed through on all commitments quickly, everything turned out to be as he promised, straight shooter, honest and looked out for our best interest with great advice for our circumstances.
Al from Melbourne Beach, FL
Jonathan Pernes was very helpful through the whole refinance process! He is knowledgeable and very prompt with getting things done. I would highly recommend him to anyone as he has such a great understanding of his products and how they apply to each individual. Thanks Jonathan !!
Kenneth from Flowery Branch, GA
Amazing experience!!! Highly recommended!
Nathan helped my wife and I with all our loan needs from step one to closing. He stayed on top of documents needed and timeframes. Before you know if we were in our new home! We are very happy with his professionalism and expertise. Highly recommended!
Adrian from Lilburn, GA
If I could give Jonathan 100 stars I would.
When I first looked at selling my home almost 2 years ago Jonathan contacted me and gave me a lot of information that I really needed when it came to selling a home. He was right about the things he told me, and was honest with me from day one. We since then refinanced through him, and again, it was so very easy.
Fast forward, we then sold our home in September and was looking to buy another home, wanting to downsize. For the 3rd time, we immediately contacted Jonathan and he was right on the ball. I am serious, this guy does not disappoint and he has an answer (The correct ones) every time we had a question.
The best part of it all is, we found a home with 9 business days left in our current home. That means we needed to have all our loan papers completed, ready to close in 9 days or less. The realtors didn't think it could be done, the seller didn't think it could be done, along with others involved, but my wife and I had trust in God that he would make this happen in the time allowed. Jonathan worked his rear off, communicated with us all along the way, and we were clear to close in 7 business day! Which appears to be a new record at CBC. Not one person could believe it, but we did. Jonathan is that good, and I will always recommend him to anyone looking to buy or refinance their home. I tell everyone I know about how amazing this experience was, and the time he got it done in, because being clear to close in 7 days is a big deal.. a very big deal.
Thank you so much for your dedication and hard work in helping my wife and I, Jonathan.
Benny from Greenwood, IN