The dream of owning your own home, is 100% in reach. Whether you are a first-time buyer, ready to move, or simply refinance, I've got you covered, and I will be with you every step of the way. I have been in the mortgage industry since 2004 and lived in the Sacramento area for 40+ years. I know this market, so I’ll be able to give you sound advice and help reach your goals. Since every client is unique, your home buying plan will be as well and tailored to your communication style. I want you to feel secure that you can contact me during any stage, and that I will be there to see it through. Honesty, integrity, and trust are the 3 main core values that I center, not only my career around, by my life as well. Buying a home is a big deal and it comes with many questions, so no question is too big or too small. During this journey, I want to be able to put your mind at ease, take as much stress away as possible and make this process as seamless as I can. About me- I am married, have 5 amazing kids, 2 beautiful grandchildren, and many foster babies. My family will say I work more than I should, but when I’m not working, I like to play golf, travel and spend quality time with my family. Thanks for visiting my page and I look forward to working with you! Joe
I reached out to Joe to ask about rates, and before I knew it (less than 30 days) we funded my loan. I now have a conventional loan, lower interest rate, lower payment, and cash out to remodel. Joe and his team were very professional and exceptionally quick with anything I questioned or needed. I have already referred him to a friend as well. Thank you Joe.
Jackie from Citrus Heights, CA
Above and Beyond Service
This is my first experience working with Joe. I was referred to Joe by a relative who could not say enough good things about him. Refinancing a home can be a stressful time but fortunately that was not my experience. Joe is personable, professional and goes above and beyond in the service he provides. He is my family's go to person for all our refinancing and home purchase needs.
Tami from Sacramento, CA
This is my second time home buying and I was nervous about going through it again because the first time was so difficult. This could not have been a more opposite experience. Joe Arent made this so incredibly smooth - he constantly updated me and made sure I understood the entire process every step of the way. I will never use any other lender, I had such a great experience. Thank you, thank you so much!!
Johnny from Colorado Springs, CO