The dream of owning your own home, is 100% in reach. Whether you are a first-time buyer, ready to move, or simply refinance, I've got you covered, and I will be with you every step of the way. I have been in the mortgage industry since 2004 and lived in the Sacramento area for 40+ years. I know this market, so I’ll be able to give you sound advice and help reach your goals. Since every client is unique, your home buying plan will be as well and tailored to your communication style. I want you to feel secure that you can contact me during any stage, and that I will be there to see it through. Honesty, integrity, and trust are the 3 main core values that I center, not only my career around, by my life as well. Buying a home is a big deal and it comes with many questions, so no question is too big or too small. During this journey, I want to be able to put your mind at ease, take as much stress away as possible and make this process as seamless as I can. About me- I am married, have 5 amazing kids, 2 beautiful grandchildren, and many foster babies. My family will say I work more than I should, but when I’m not working, I like to play golf, travel and spend quality time with my family. Thanks for visiting my page and I look forward to working with you! Joe
Joe was very easy to
Joe was very easy to communicate with and helped us all the way through
Mario P from Sacramento, CA
We are a repeat customer.
We are a repeat customer. Joe is highly recommended.
Gregory S from Rancho Cordova, CA
Joe is great to work with. He
Joe is great to work with. He is very professional and fast. I appreciate him.
Kelly B from Rancho Cordova, CA
Joe's professionalism, knowledge and communication are top notch. He walked us through the steps and explained the process. He will always be our go to person for mortgages. Thank you Joe!!!
Richard R from Rancho Cordova, CA
Joe was always on top of
Joe was always on top of everything and his personal service was amazing. Extremely responseful no matter what the time or day. He was always happy to answer my many questions.
Victor S from Grass Valley, CA