Joseph Barhoumi

Joseph Barhoumi

5.0 of 5 5 Reviews

Polaris Home Loans, LLC - NMLS ID 2128538

One Monarch Place 22nd Floor, Suite 2200, Springfield, MA, 01144 NMLS ID: 1986935

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I'm a loan officer out of St. Louis, MO. I try to make the process or refinancing or purchasing a home as easy as possible to my clients. I work to communicate with you on your terms. Whether you prefer text, email, or calls I want you to leave this process thinking this couldn't have been any easier. Please reach out anytime for questions or to get started on your mortgage goals.

Office Location

One Monarch Place 22nd Floor, Suite 2200, Springfield, MA, 01144

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Ratings & Reviews

5 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

Joseph made the whole refinance process so easy and comfortable for me.

Joseph made the whole refinance process so easy and comfortable for me. He took extra time to explain the process and answered all my questions. He even followed up with me once the refinance was going through closing.

Kristen from Lees Summit, MO

(5 of 5)

Spur of the moment

I received an email from Lending Tree about rates. I usually ignore them, but this time, I proceeded to enter the information to see the current offers. Joe's company was at the top of the list with the best rates. I decided to contact Joe, and within a few minutes, I could tell he was interested in my loan needs first. I felt so comfortable in speaking with him that I didn't even think about another company. I went with Joe and after just a few minutes, I was uploading all the necessary documents to start the process. Just a few weeks later, I closed. Joe was very clear, concise, and patient with me asking a lot of questions. I am 100% happy and completely satisfied.

Gary from Englewood, CO

(5 of 5)


Joe was great to work with and an excellent communicator. Would definitely recommend him to anyone looking to refinance. Absolutely pleased with the entire process.

Brian from Greensboro, NC

(5 of 5)

Stellar Service

Fast and easy! Joe communicated with us daily and let us know what to expect and what was needed. We never wondered at any time what was happening and never had unanswered questions. Joe even took a call late in the evening to help explain the process to my wife. He was knowledgeable, professional and informative. Upon initial contact I was reluctant to go with a company I had not heard of but Joe put my reluctance to rest. I would strongly recommend working with Joe.

Evin from Kansas City, MO

(5 of 5)

Fantastic and Timely Service

I loved working with Jo so much that I plan on using him for my son's first home mortgage. He went the extra mile and got back to me very quickly. He understands that we all of busy lives and made the process so easy and hassle free. He was upfront about any changes and made sure I was fully informed. I can't say enough great things about working with him!

Catherine from Springfield, MO

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