Joseph Mercante

Joseph Mercante

5.0 of 5 62 Reviews
Insight Loans - NMLS ID 203765

111 West Port Plaza Ste 1000, St Louis, MO, 63146 NMLS ID: 260825

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Just like every home is unique, so is the optimal mortgage solution for each client! Our in-depth discussion of your homeownership and refinance plans will uncover any unseen challenges and incorporate your unspoken wishes, with one goal in mind - to determine the perfect loan and lowest rate for your situation! I offer my financial vision, passion, desire to help others, along with my 14 years of mortgage experience and link them with the innovation and unparalleled lending options through Insight Loans. I'll be your guide from the first call to a successful final closing!

Office Location

111 West Port Plaza Ste 1000, St Louis, MO, 63146

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Ratings & Reviews

62 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

Almost Impossible to Express My Experience Into a Small Review Box

I can't recall having any other individual in my lifetime go through the lengths Joseph went through to help us out. He was able to handle every single curveball that came up with poise and ingenuity. There was never a point in our refinance process that we felt Joseph would not be able to get it done, and I believe that truly attest to his experience in this field. Prior to our interaction with Joseph, we honestly thought it would be a waste of time to even bother with refinancing with the situation we were working with. Thanks for being the epitome of an awesome customer experience.

Aubrey from Charlotte, NC

(5 of 5)

Attentive, Experienced, Trustworthy

My family’s situation was a bit out of the ordinary and I was doubtful that anyone could help me get approved for a mortgage, let alone take the time to explain how the whole process works. Joseph not only got us approved with our unique situation but was there every step of the way to problem-solve and make the whole process go smoothly.

Melissa from Laconia, NH

(5 of 5)

Fantastic Mortgage consulting and transaction

Joe was an exceptional and superb addition to our home buying experience. He kept me and my son up to date with step by step actions, to do's, and what's next. He was patient with our questions, answering everything in detail and educating us along the way. I cannot thank Joe enough for everything he did to make us feel comfortable with every decision we made along the way. I would highly recommend Joe to anyone that was looking to buy and/or re-finance a home. He is now officially part of our extended "family". Thank you Joe!!

Jay from Rockingham, NC

(5 of 5)


Joseph was very knowledgeable and easy to communicate with. The entire process was fast and painless. Joseph was on point the entire time in expediting the refinance. Outstanding job and extremely pleased!!

Stacy from Wilson, NC

(5 of 5)


Being a first time home buyer was very scary to me. But an angle was on my side and sent me Joe Mercante. He was so patient with me even when he had to explain things more than once. Always made sure I understood every document And was comfortable with every document I needed to sign. He was Always available with any question I had. I will recommend him to everyone

Beatrice from North Myrtle Beach, SC

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