Joseph Mercante

Joseph Mercante

5.0 of 5 46 Reviews
Insight Loans - NMLS ID 203765

111 West Port Plaza Ste 1000, St Louis, MO, 63146 NMLS ID: 260825

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Just like every home is unique, so is the optimal mortgage solution for each client! Our in-depth discussion of your homeownership and refinance plans will uncover any unseen challenges and incorporate your unspoken wishes, with one goal in mind - to determine the perfect loan and lowest rate for your situation! I offer my financial vision, passion, desire to help others, along with my 14 years of mortgage experience and link them with the innovation and unparalleled lending options through Insight Loans. I'll be your guide from the first call to a successful final closing!

Office Location

111 West Port Plaza Ste 1000, St Louis, MO, 63146

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Ratings & Reviews

46 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

We made it happen!

We had ups and downs. During the downs he worked extra hard to get what we wanted! Will definitely use him again! Thank you so much!

Debra from Nixa, MO

(5 of 5)

Joseph was excellent

Joseph made our refinance extremely easy. He was helpful and there for us through the entire process. We will definitely be going through him in the future for any loan/refinance.

Bradley from Fortville, IN

(5 of 5)


Joseph was impressive from day one. To begin he was very professional and knowledgeable about our entire refinancing process. He worked to get us the best interest rate possible and even lowered it one step further for us while he could to get us an even better rate. Because he has been in the business for over 20 years, and we are a younger couple and new parents who were searching for the best financial plan, Joseph gave us a great plan and offered some financial advice that both my husband and I appreciated so very much!!!! We felt like he truly cared about our finances and seeing us succeed which was to say the least a blessing to be dealing with someone so genuine. He made our entire refinancing process so smooth and fast. He was upfront with all the documents that would be needed, and the secured link to upload these made submitting everything a breeze! Joseph was always available for questions and truly made sure you were comfortable with the entire process. We have already recommended him to our parents to use, as we would highly recommend him to anyone looking for someone who understands the business and makes whatever your finance goals are possible! You will not be disappointed!

Rachael from Kokomo, IN

(5 of 5)

5 stars all day!

Joseph was extremely knowledgeable and friendly, the entire process was smooth and fast, from the time we first contacted Joseph to closing was only 12 Days. We would recommend Joseph to everyone.

Danny from Portsmouth, NH

(5 of 5)

So much easier than my previous refinance and the best interest rate I could get.

This was the smoothest closing I ever had. We usually have few complications during the closing process since my home was a modular home and not a conventional home, But this time Joseph took care of all those problems for me and made this process as smooth as it can get. I also contacted 5 other lenders but no one could come close to the interest rate that Joseph offered. If you go with him, I am sure you wont be disappointed.

sunil from Warrenton, MO

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