Joshua Morris

Joshua Morris

5.0 of 5 14 Reviews
Lower - NMLS ID 1124061

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054 NMLS ID: 1993042

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I am a Loan Officer at Lower Financial a dba of Homeside Financial. I specialize in assisting first time home buyers and I strive to make the home-buying process as enjoyable, painless, and simple as possible. Lower Financial is a private mortgage lender that originates, underwrites, and funds its own loans. How we separate ourselves is by providing the best home lending products on the market: FHA, VA, Conventional, Refinances and HARP Home loans.

Office Location

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054

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Ratings & Reviews

14 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Great Experience

Josh was very helpful and patient. Quick to respond, answer questions, and explain anything that I did not fully understand.

Kande from Westerville, OH


(5 of 5)

Fantastic and Timely

Helped with the process was always ready to answer any questions needed. Couldnt ask for a better person for the job

Luis from Crawfordsville, IN


(5 of 5)

Best in the business

Working with Josh was an absolute pleasure. His persistence, timeliness, and professionalism are unparalleled. He worked with me over the course of a year between searching for homes, taking time away, and getting back into the search without missing a beat. He followed up with me, made sure all of my questions were answered, and left no stone unturned. I look forward to my next chance to work with Josh and Lower for my next mortgage/loan needs.

Luc from Baltimore, MD


(5 of 5)

Easy to work with!

Josh is very responsive during the loan process - nights, weekends - does not matter! I saved his number for future purchases after this one!

Dan from Lancaster, OH


(5 of 5)

Josh is fantastic!

Josh is extremely responsive. He was always checking up on us to make sure we were doing ok and kept us updated on the progress of our loan. I highly recommend him and low**.com for any mortgage needs.

Criss from Rockbridge, OH

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