Justin Ngo

Justin Ngo

loanDepot, LLC - NMLS ID 174457

2600 Michelson Drive Suite 1500, Irvine, CA, 92612 NMLS ID: 1712177

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I'm an Executive Licensed Lending Officer with loanDepot and customer care / support is very important to me. I started off as a consultant for dental & medical professionals and made my career as the top 10% loan officer in the company assisting families change their financial situation. In regards to loanDepot, we have funded more than $150 billion in home, personal and home equity loans. In just a few short years, loanDepot is now the nation's fifth largest retail mortgage originator, and the second largest nonbank consumer lender. Committed to leading the lending industry into the next generation of modern lending, the company continues to make significant reinvestments into its proprietary technology and marketing platform, credit and risk models, and dynamic product delivery systems to empower consumers with access to credit.

Office Location

2600 Michelson Drive Suite 1500, Irvine, CA, 92612

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What they're saying

Ratings & Reviews
45 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Loan Officer Extraordinaire!!

Justin Ngo was very easy to work with and talked us through the process very easily. He made the entire procedure a breeze. He explained everything in detail and made me understand each step.

Claudia from Lakewood, CA

It was an excellent experience.

After hearing from several loan officers that it was not a good time for us to re-finance our home loan, we heard from Justin, who explained that he could offer us an excellent loan at a rate we
didn't think we could obtain at this time. Justin was very patient and thorough, explaining everything in detail to both my wife and me. He wanted to be sure that we understood everything. He responded promptly to my e-mailed questions and made the entire process very easy. We could not
have hoped for a better experience.

Arthur from Oxnard, CA

Justin Ngo was Awesome!

The entire process with Justin was fantastic. He was super patient and best of all delivered on everything that was agreed upon and expected. Very good communicator and very professional. I highly recommend Justin if you're going through a refinance situation or looking for a new Mortgage.
Thank you Justin for everything!!!

Adam from Attleboro, MA

Beyond Grateful

I have remortgaged many times. Justin’s support and guidance were unique. My needs were always his priority. Totally trustworthy. A gem.

Pauline from Roslindale, MA


We were extremely fortunate to have crossed paths with Justin when we considered the possibility of refinancing our mortgage. Justin was professional and personal throughout this entire process.

Paul from Ormond Beach, FL

Fabulous Experience with Justin Ngo

As recent customers of Loan Depot, we write to commend Executive Licensed Lending Officer Justin Ngo. By phone, Justin initially walked us through the application and approval process, defined with specificity his present and future roles, and made sure we knew what to expect both substantively and procedurally. He shepherded the process along by keeping all promises he made, and he made some sterling promises. He was unfailingly polite, knowledgeable, efficient by always valuing rather than wasting our time, and, most helpfully, he only created expectations on our part that were both realistic and assuring. It was our pleasure dealing with him, and you will be lucky to have him on your team should you need to refinance or buy or mortgage a property. He is a whiz with these financial products and very importantly, he offered the best deal, hands down!

Jimmy/NancyBrown from Tupelo, MS

It is so nice to work with top professionals.

I had conversations with several lenders asa I started the refinanxe process. I had a sense when I first spoke to Justin Ngo that he was a solid professional and everything that followed confirmed that. I just received my check a few minuts ago and that concluded a very satisfactory transaction. I would, based on my experence, whole hartedly recommend doing business with Justin and his team with complete trust.

Tom from Dallas, TX

Easiest and best experience

The experience I had was simple and easy and very straightforward. Jason and his team made the loan process so easy especially since I am not very computer savvy

Tania from Los Banos, CA

Excellent Experience

From the beginning of the refi process Justin explained each step in detail. He was thorough and patient and always available to answer any questions we had. He worked to get us a great rate, and we would certainly recommend him to anyone needing an professional and knowledgeable loan officer.

Susan from Weaverville, NC

Excellent service

Justin is a very professional, easy to talk to, helpful, supportive and answered all my questions. He made a stressful situation very easy and took away all my stress. Justin is a hard working man and went above and beyond my expectations. He is an angel sent from heaven. I will definitely recommend him to my friends and family. Thank you Justin!!!

Marlene from Mountlake Terrace, WA


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