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Kraig Spence

Kraig Spence

Churchill Mortgage Corporation - NMLS ID 1591

7120 MINSTREL WAY STE 206A, COLUMBIA, MD, 21045-5292 NMLS ID: 5675

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Founded in 1992 in Brentwood, Tennessee, Churchill Mortgage Corporation is a prominent and financially sound leader in the mortgage industry, providing Conventional, FHA, and VA residential mortgages in a majority of states. We have earned the reputation as a mortgage company that can get loans done that other companies have not been able to. And the fact that we receive most of our business by referrals sets us even further apart.

Office Location

7120 MINSTREL WAY STE 206A, COLUMBIA, MD, 21045-5292

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What they're saying

Ratings & Reviews
423 Reviews
  • Excellent
  • Excellent

Review Breakdown


Kraig and his team were phenomenal to work with. Although the process of buying our first home initially seemed daunting, Kraig answered every question and explained everything that we needed to know in order to be informed of our options. His team checked in with me regularly to strategize and problem solve as needed. We are very grateful for our experience with Kraig and Churchill!

Gabriela D from Baltimore, MD

  • Loan Type:

    Mortgage
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Great experience - very knowledgeable and exceptional communication from start to finish. Made this process super easy.

Frederick G from Huntersville, NC

  • Loan Type:

    Mortgage
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Kraig contacted us when he saw an opportunity for us to save money by refinancing at a lower interest rate. We talked it through and decided the refinance was in our best interest. From there, his team took care of everything so we didn’t have to lift a finger. We’ve now used Kraig and team for a first time home purchase and a refinance and would recommend them to anyone.

Mathew E from Greenacres, WA

  • Loan Type:

    Mortgage
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Efficient service, constant fast and clear communication, PLUS low rate! Home refinancing experience far exceeded my high expectations!

Christy K from Ocala, FL

  • Loan Type:

    Mortgage
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When I gave Kraig a refinance estimate I had received from a competitor, he was able to clearly show me the difference between that estimate and what he and his team could offer using an online tool. This tool was incredibly helpful--it was a visual packed with easy-to-understand information that helped me see all of the important details in a refinance. In the end, his communication, along with a great estimate, was the difference for me. Thanks Kraig--and your team!

Forrest H from Elk, WA

  • Loan Type:

    Mortgage
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This is my second transaction with Churchill Mortgage. They were on top of everything, responding very quickly to any and all questions or concerns. Kraig made sure to keep an eye on my loan so that when I could get a lower rate, he made sure it happened.

Dennis F from Greensboro, MD

  • Loan Type:

    Mortgage
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We really enjoyed the overall communication, we never felt like we were unsure of what was going on.

Heather K from Littleton, CO

  • Loan Type:

    Mortgage
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This company always exceeds standards. So happy we chose them!!

Candra S from Olympia, WA

  • Loan Type:

    Mortgage
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Very professional. Fast. On top of everything. Patient but not condescending. Made everything easy and came of as very trustworthy. Outstanding experience.

Dale K from Ocala, FL

  • Loan Type:

    Mortgage
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Had a great experience. Took away the stress. Thanks

Cecil W from Palm City, FL

  • Loan Type:

    Mortgage
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