Michael Panek

Michael Panek

Freedom Mortgage Corporation - NMLS ID 2767

50 West Big Beaver Road Suite 610, Troy, MI, 48084 NMLS ID: 1037788

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

My name is Michael Panek & I'm a licensed Loan Officer for 18 states across the US. My main focus on a daily basis is to help educate current home owners, and prospective home buyers on the process of obtaining a home loan. Personally, I believe at the end of the day, an educated client will always make the best decision for themselves, their family, and their future. My priority each and every day is to help each and every one of my clients qualify for the best loan program that meets their specific needs & all while obtaining a great rate at minimal cost.

Office Location

50 West Big Beaver Road Suite 610, Troy, MI, 48084

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What they're saying

Ratings & Reviews
45 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Stress-free successful process

Michael did an excellent job helping us through the process and answering any questions we had. It was responsive and knowledgeable throughout. He made the process pleasant and pain free.

Todd from Saint Charles, IL

Friendly and Cordial Experience

Always quick to answer an email or phone call, Michael made refinancing our home a breeze! Highly recommend!

Jeremy from Charleston, SC

Great experience

Michael was always so quick to respond to my questions via email. I wish every closing was as smooth as this one was. I highly recommend him!

Eric from Arlington, TN



JAMES from Sparta, TN

Great experience

Michael a true professional and do care and listened to me on all my questions, and concern, he did his best to help me on my loan when we are having hiccups on the VA rules. Thank you Michael on helping us on our loan. I highly recommend you!

Billy from Woodlawn, TN

It was a professional, smooth, drama free and cordial from beginning to end.

From the initial telephone conversation with Michael, the process was smooth with no significant issues. The couple of issues we had were resolved promptly. The thing I appreciate with this process was the constant communication with Michael. Every time I had a question or concern, he responded promptly and without exception had an answer to my question. I have purchased and refinanced many homes over the years and I have to admit the process with JG Wentworth/Michael went as smooth as any I can remember. There are numerous companies that are capable of offering the same product. I am of the opinion, customer service makes all the difference. I have to rate this experience as excellent!

Francis from Ooltewah, TN

Awesome experience

I was logged into credit karma just snooping around and decided to click on mortgage loans not really thinking I was actually going to refinance. Rates looked good and I was like I’ll get a quote just to see. From then on, I got into communication with Michael Panek. Thanks Michael for all your effort you put into my refinancing. We were always in touch with quick responses through the whole process. This whole process went by very smoothly. Greatly appreciate it. Antonio

Antonio from Atwater, CA

Quick and Responsive

Michael made the process quick and simple. He responded to all my emails promptly, and answered all my questions.

Samantha from Verona, NJ

The best refinance experience ever

From Michael Panek to all of his team, excellent job.
Thank you so much and of course you are highly recommended

Hugo from Downey, CA

Smooth process, excellent communication

I was researching where to get a refi loan, and ended up putting my information into a site that got me a barrage of calls from multiple companies almost immediately. I screen all my calls, so I just ended up with voicemails. Michael reached out to me via email, and stated that he knows I'm probably getting a ton of calls and knows how annoying it is, so he was just going to give me a quick run down of what he could do, and if I was interested he gave his info. That really stood out to me, because the incessant calls were frustrating. So I reached out, and after discussing what I was looking for, he had a quote to me that was exactly what I was looking for. Once I pulled the trigger, he was extremely prompt on everything, communication was constant, and he managed to get everything completed and closed in five weeks from initial contact. Highly recommended if you're looking to get a mortgage or refi!!!

Bryan from Wyncote, PA


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