As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded. If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
Ratings & Reviews
Working with Michelle Chand was really easy and punctual. Paper work was hassle free and loan was closed ahead of time. I would definitely recommend her to my family and friends for a wonderful experience that she has provided. She was a 10 for me in all aspect of the field work. Thanks American Financial Network.
Rajneel P from Sacramento, CA
I wish i can give michelle 100/100. Just want to say thank you Michelle for being so wonderful and gracious to us during the entire process. Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all the papers. It has been a pleasure to work with you.
Anal D from Sacramento, CA
Michelle went above and beyond to do business for us. She was excellent and very knowledgeable in what she was doing. She went above and beyond to keep us informed and reach out to our previous lenders to get all paper and information needed to proceed. I would highly recommend her services to any and everyone who is looking for a home purchase or refinance. She is the best of best. Your company is blessed to have such great employees who genuinely take care of customers in need.
Rohit S from Elk Grove, CA
Michelle is an honest and knowledgeable person to do business with. She was very upfront with all costs and services attached to refinancing. She had all answers to our question and explained every details. She followed up with phone calls, emails and even text messages. She was fast and did all the paperwork in a professional manner and worked past hours to close the refinancing in a timely manner. She went above and beyond to locate any previous paper work with my previous lenders. Excell
Rajeshwari N from Elk Grove, CA
She keep in touch with every little thing we needed to know, and her communications were do was amazing, she did tremendous job in putting all the paperwork together to before sending to escrow, nothing was missing, everything went so smooth and fast. Great worker.
RAMESH P from Elk Grove, CA