Nic Keep

Nic Keep

4.95 of 5 41 Reviews
Royal United Mortgage - NMLS ID 13390

8200 North Mopac Expressway, Building One Suite 240, Austin, TX, 78759 NMLS ID: 1664100

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I work for a top rated lender and am dedicated to providing quality customer service so your loan can close in as quickly as 10 days. I’m happy to provide the following to you with no-obligation: a detailed credit review and custom loan options built to accomplish your financial goals. Make an informed choice about your mortgage solution. Please reach out by clicking the blue ‘Contact Officer’ button above. I will ensure all your questions are answered and that you enjoy a smooth mortgage experience from application to closing. I look forward to working with you soon!

Office Location

8200 North Mopac Expressway, Building One Suite 240, Austin, TX, 78759

Get Directions

Ratings & Reviews

41 Reviews
(4.95 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)


Nic Keep was thorough and complete in every aspect of the loan and the preparation for the closing. Every step was explained in terms I could understand. I got a great rate and a great loan Advisor. If your going for a loan, use Nic, there isnt any better.

Hasson from Melrose Park, IL

(3 of 5)

Great experience

Despite the problems Nic Keep and we had with computer problems he helped us get a closing date for our loan in 7 days. Mr Keep was patient, calming when we had all the frustration with my computer and my cell phone.

Linda from Derby, KS

(5 of 5)

Nic does his homework . . . A experience!

We did the federal HARP home refinance back in 2009 so we already had a good rate, but when the mortgage rates dipped recently we thought we could do even better.
So not my first rodeo when it comes to home refinancing, but this is the first time I've ever done it all online―and it's so much easier! Our loan officer Nic Keep was referred by a family member so we had high expectations going in. He did not disappoint. Although he's based in Austin, Nic's licensed in several other states so he was able to handle our mortgage in Florida.
With our good credit Nic searched around and was able to get us a phenomenal rate (below 2%). The lower the rate the higher the points; so what's the best combination? Nic crunched all the numbers on several different scenarios to come up with the best overall savings for us. We're saving $37k over the 10-year term of the loan and now the wife is going to add an in-ground swimming pool. Anyone need an 9-year-old above ground pool?
Nic made it really easy all the way through the process and was always available by phone. He lined up a local home appraiser and title agent, both of whom worked seamlessly with Nic on the other end. Everything went off without a hitch. It was more hassle-free than we dared imagine.
Online refinance is the only way to go―and Nic is a real pro! We can highly recommend him.

Brian from Riverview, FL

(5 of 5)

Home Refinance

Nic made the experience painless. And now we can move forward on our retirement plans. Would do it again, if the need arose but hopefully it won't.

Cynthia from North Richland Hills, TX

(5 of 5)

THE BEST person I could have ever hoped for to get my refinance done!

Everything about this process became easy once I started working with Nic. I'd heard other refinance/mortage people make big promises. I was a bit skeptical at first. But Nic was kind, easy to talk to and the best experience to work with. Everything he said he'd do, he did. And quickly! Fantastic communication, excellent response time, and he even handled some details that weren't a part of the job itself. He even got me better insurance for a lower price. I'm beyond grateful for everything that was done on my behalf and can't speak highly enough of the wonderful experience I had in this process. Thank you, thank you, thank you!!!

David from Clyde, TX

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