Patrick Germovsek

Patrick Germovsek

5.0 of 5 49 Reviews
Reliance First Capital, LLC - NMLS ID 58775

6155 Rockside Road Suite 401, Independence, OH, 44131 NMLS ID: 1374092

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

As a Mortgage Analyst, my responsibility is to provide my clients with clear and actionable answers. I develop strong relationships with my customers by listening to their needs and then customizing loan programs that help them achieve their financial goals.

Office Location

6155 Rockside Road Suite 401, Independence, OH, 44131

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Ratings & Reviews

49 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Best person to work with, period.

Patrick Germovsek was fantastic to work with. I truly appreciated his blend of professionalism and empathy. He was an amazing listener who made sure that our loan options were what would benefit our family the most. He went above and beyond every single step of the process.
Patrick's communication skills are top notch. He was very easy to get in contact with, and if he happened to miss a call, would call back very quickly. Plus, he explained everything extremely throughly.
I'm a very anxious person and Patrick took that into consideration by assuaging my fears and always keeping me in the loop. Patrick understood our family's unique situation and worked extra hard to get us out from a mountain of situational debt. Our family felt truly cared for and it felt like talking to a friend when we spoke.
This refinance has truly changed our lives and Patrick was the only person who was willing to work with us. I can't even describe how much this refinance means to our family and our lives moving forward. We will be forever grateful to Patrick. He and Reliance First Capital gave us the first break we've had in years, and as a family who have been through the ringer, that means the world. I would recommend Patrick to anyone, and will for any friends and family looking into refinancing or anything of the like in the future.

Chelsea from Crossville, TN


(5 of 5)

Singing Patrick's Praises

Patrick Lee Germovsek was amazing. Let me start by saying this was my 5th attempt to refinance my house. I recently went through a divorce and so this loan was essential and extremely difficult. When I first talked to Patrick, he said "I can get it done." I remember laughing at him and saying... That's what the others said too.
Determination, positivity, knowledge and communication are just a few skills Patrick brought to the table. I always knew where things stood during the loan process. Even after hours a few times, he was spot on. Patrick is the most knowledgeable, thorough, detailed and honest loan guy you will ever meet. I will not hesitate to recommend Patrick.
Patrick... thank you for all of your hard work, your personality is gold, intentions are true. You are a very dedicated individual. I really cannot thank you enough.

Tina from West Milton, OH


(5 of 5)

It was a great experience

The entire process was easy and faster than I expected Patrick guided me through everything he was very professional the whole way thank you for helping me with all my needs

Michael from East Lyme, CT


(5 of 5)

Patrick is our Hero

Patrick made our Re-Fi a pleasant experience! He was always available with clear and concise instructions and suggestions from start to finish. This process would have been a never-ending headache without his undying patience, and professional experience. If we are ever in this situation again, Patrick Germovsek is the only person that we would agree to work with. Thanks Patrick, you are our hero! ;)

Donald and Rebecca Black from Allegany, NY


(5 of 5)

Such a great experience!

We had such a great experience working with Patrick! He helped us to understand every aspect of our refinance and put our minds at ease whenever we had concerns. He always responded quickly to any calls and emails we sent and we are extremely grateful for his patience. We would highly recommend Patrick to anyone going through this process.

Craig from Rocky Point, NY

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