Patrick Germovsek

Patrick Germovsek

This loan officer is a President's Club loan officer. President's Club Member
Reliance First Capital, LLC - NMLS ID 58775

6155 Rockside Road Suite 401, Independence, OH, 44131 NMLS ID: 1374092

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

As a Mortgage Analyst, my responsibility is to provide my clients with clear and actionable answers. I develop strong relationships with my customers by listening to their needs and then customizing loan programs that help them achieve their financial goals.

Office Location

6155 Rockside Road Suite 401, Independence, OH, 44131

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What they're saying

Ratings & Reviews
45 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

It was a wonderful experience working with Patrick

It was a pleasure working with Patrick and the Reliance First Capital Company to refinance our mortgage with. The process was not long drawn and stressful, we were well notified at all times what was being done in the loan process. Patrick was a breath of fresh air, especially after having a bad experience with a mortgage company about 6 months ago. I want to thank Patrick and the Reliance Company for a job well done.

Shane from New Bedford, MA

couldnt be better

no matter what was thrown our way he figured it out and made the process easy couldn't be happier thank you so much pat!!!!

phillip from Reynoldsville, PA

Patrick is GREAT!!

Patrick was just perfect. He told me what he could offer, but didn't pressure me to take it. He was always kind and available; if I left him a message he called back that same day. He told me the process would take 30-45 days, and it has. I highly recommend Patrick to anyone who is interested in getting a home loan.

Judy from Freeville, NY

Good experience!

Patrick was very easy to work with and made everything as easy as possible. No complaints at all. Very quick to respond with any questions.

Hilda from Woodlawn, VA

Pleasure to work with

This was our first refinance of our home and Patrick made everything go extremely smooth. He was very easy to speak with, explained things, and wasn't overbearing like most companies are. Process was very quick! Thanks Patrick for all your help :) Would highly recommend his services to anyone looking to refinance.

kari from Blackstone, VA


I looked @ several com********.Pat was the only one who didn't overestimate the value of my home. Honest and up front the whole time. No BS. Closed in 4 days after appraisal. 2nd go around with Rel*******.highly recommend! Thanks Pat and your team!

Eric from Bethlehem, PA

An Agent Who Exceeded Our Expectations

As someone who is a member of the baby boomers of this country, I must tell you that Patrick has restored my faith and respect for the younger generation that will be the future of this country. Patrick was very knowledgeable, diligent and dedicated to making sure that our loan thoroughly vetted and approved. His customers service skills were exemplary. He followed up with repeatedly and kept us up to date all the time. It was an extreme pleasure working with him.

Mary from Woodbridge, VA

Patrick: Second to None

First of all, I recommended Patrick Germovsek to a friend within two days after he closed our Refi. As you will see on LendingTree, I don't believe that Patrick has ever gotten anything except 5 stars on pages and pages of Reviews about his services from former clients. He will get no less from me because 5 stars offer a TRUE and accurate reflection about the quality of his services. I was quite stressed and concerned with our financial situation for this Refi, but Patrick put my wife and myself at ease. Patrick never once said that our Refi could not be closed, even with our extra requests and preferences on how we wanted it to be structured. He simply did whatever it takes within the rules to close the deal. Anytime we came to a fork in the road, I would say to Patrick, "Do you think we can get financing under our circumstances," he would always say, "I think we can do it.*.just let me check to be sure." Other reps could not get it done. Other reps may waste your time, but Patrick gets straight to the point and closes the deal if he thinks it can be done AND if you give him the information he needs. Don't hesitate. Call Patrick NOW.

Marcus from Hendersonville, TN

Excellent service

Patrick was always available to answer every question I had, and provided updates to me about every step of the process. I'd say I spoke with him easily at least once a day. They entire process was done well and in a timely manner.

Patrick from Buzzards Bay, MA

A patient and honest person...

Being a widow and raised in another country, to take a mortgage was something very unusual for me! Patrick had the patience to help me with every step! I recommend this nice young man to anyone trying to find a solution to their mortgage’s concerns.

Marie-France from Dayton, OH


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