Philip Cyza

Philip Cyza

5.0 of 5 39 Reviews
Lower - NMLS ID 1124061

8621 Robert Fulton Drive Suite 150, Columbia, MD, 21046 NMLS ID: 1737448

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Over 6 years of lending experience between small business loans and mortgage lending. Currently with Lower and using our comprehensive lending system to put together the best programs available.

Office Location

8621 Robert Fulton Drive Suite 150, Columbia, MD, 21046

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Ratings & Reviews

39 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

Pleasant experience

Philip helped me through my first refinance and took time to educate me so I was aware of all my options. Not once did I feel pressured to move forward and his professionalism and consistent communication helped me feel confident in the decision making process. Thank you so much and would be happy to recommend you to anyone in need.

Brian from Nampa, ID

(5 of 5)


Philip was super engaged thru the process and kept us informed at each step. He was extremely friendly and helpful. I would highly recommend Philip. Thank you so much Philip!

Scott from Snoqualmie, WA

(5 of 5)

We had a very good experience!

The entire refi process went very well. There are are always challenges but everything was handled in a very professional way!

Larry from Rathdrum, ID

(5 of 5)

Great work ethic

Philip did a fantastic job, was very knowledgeable and timely. From start to finish it was a great experience and a very easy process thanks to Philip.

Matt from Glen Arm, MD

(5 of 5)

Outstanding Loan Officer

Philip Cyza (Sr. Loan Officer) with Lower made my financing process as convenient and quick as possible. He was excellent to work with throughout my refinance. He is extremely professional and efficient throughout the process. He kept me informed of the status and progress throughout the process. He patiently answered my questions, was very responsive and made the entire process very simple. Highly recommend.

Richard from Hayden, ID

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