Ritu Sethi

Ritu Sethi

This loan officer is a President's Club loan officer. President's Club Member
Reliance First Capital, LLC - NMLS ID 58775

201 Old Country Road Suite 205, Melville, NY, 11747 NMLS ID: 1533854

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Far and away the best prize that life offers is the chance to work hard at work worth doing. I have always felt like if there’s something out there that you’re supposed to be doing and if you have a passion for it, then stop wishing and just do it and that is exactly what I am doing. Working as a mortgage analyst Helping families realize the dream of homeownership and changing their life for better is my passion. With an eighteen years of experience in Banking and consumer financing I am well versed to address both your long term and short term goals To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan. My extensive experience as a Loan Officer and knowledge of the industry allows me to custom build each loan to meet the specific needs of each individual. I try to bring energy and a smile to each and every discussion with only one goal that is to be “their mortgage analyst for life”.

Office Location

201 Old Country Road Suite 205, Melville, NY, 11747

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What they're saying

Ratings & Reviews
18 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Excellent Guidance

Truly excellent experience being guided by Ritu. She is patient and detail oriented whilst keeping her professional guidance at the forefront. Will definitely recommend her and will continue working with her.

Dixon from Katonah, NY

Great and surprisingly smooth experience

Ritu was wonderful to work with. She is extremely knowledgeable regarding her product and made sure that she tailored the product to our needs. She listened to us, presented various alternatives which she felt would meet our needs, and guided us through each one to help us make the decision which would be the best for us.
She was also with us every step of the way through the actual loan process and filling out the paperwork to make sure that it went smoothly. At the end, she reviewed everything carefully before we committed to the loan.

Susan from Hartsdale, NY

Great Experience!

From day one, Ritu Sethi has been there -above and beyond- in every aspects of not only in showing and finalizing the loan but in every bump in the road. I know some of the stuff she did was not in her job description. She always answered to my questions and she made sure that she cleared all the doubts that I had. Hands down she is the best at what does. Thank you so much for all the help!

Vedant from Rock Hill, NY

Excellent Service

Ritu is a true professional. While my application and approval process was longer than I expected, Ritu was there for me every step of the way. She even made herself available evenings and weekends to help facilitate questions and needs. Not many bankers do that.
With her tenacious yet pleasant personality, she didn't give up on me when my application got sticky.
She assessed the situation, solved the problem and offered viable solutions.
I recommend her without hesitation

Ed from Huntington Station, NY

Ritu is the best!

I highly recommend Ritu for your financing needs! From start to finish, Ritu made me feel like a priority! My whole experience went smoothly and was able to close quickly!

Eileen from Tewksbury, MA

This was a great experience.

The entire process was very quick and painless in terms of this loan officer. She was great in calling me and moving the loan forward.

Al from Locust Valley, NY

Very attentive to my needs

Easy process and really worked hard to get me the best rate. She was available any time of the day and responded quickly to text and emails

Irene from West Hartford, CT


The reps were in contact at all times discussing the steps to follow and to make the process easier.

Mario from Pawtucket, RI

It was great experience

Working with Reliance Capital is great experience for us, it is very easy and specially Ritu Sethi is one of the best staff of that company. She is very knowledgeable and professional and understands how to solve customer's problems. She is the great assets of Reliance Capital. We highly appreciate her (Ritu Sethi) help and cooperation to us for refinancing procedures, we highly recommend to contact her in any kind of mortgage loan or refinancing. Thanks again for your (Ritu Sethi) great help. Looking forward to work again with you.
Shital subba/Shyam Subba Menyangbo

Shital from Jamaica, NY

Class Act

From the first phone call, I knew I could trust Ritu Sethi! After dealing with many unsuccessful officers, I was blessed to find Ritu! She was patient, thorough and knowledgeable! She made the process smooth, and worked diligently to get me the best options. I have a new addition to my family at Reliance First Capital! Thank you 😊

Rhonda from Bronx, NY


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