Ritu Sethi

Ritu Sethi

This loan officer is a President's Club loan officer. President's Club Member
5.0 of 5 48 Reviews
Reliance First Capital, LLC - NMLS ID 58775

201 Old Country Road Suite 205, Melville, NY, 11747 NMLS ID: 1533854

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Far and away the best prize that life offers is the chance to work hard at work worth doing. I have always felt like if there’s something out there that you’re supposed to be doing and if you have a passion for it, then stop wishing and just do it and that is exactly what I am doing. Working as a mortgage analyst Helping families realize the dream of homeownership and changing their life for better is my passion. With an eighteen years of experience in Banking and consumer financing I am well versed to address both your long term and short term goals To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan. My extensive experience as a Loan Officer and knowledge of the industry allows me to custom build each loan to meet the specific needs of each individual. I try to bring energy and a smile to each and every discussion with only one goal that is to be “their mortgage analyst for life”.

Office Location

201 Old Country Road Suite 205, Melville, NY, 11747

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Ratings & Reviews

48 Reviews
(5.0 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

Amazing experience

Ritu was friendly, professional, knowledgeable, and proactive in every step of our mortgage process. She went above and beyond and made a complicated process, simple for us. We recommend and support her, 100%.

CJ from Babylon, NY

(5 of 5)

Awesome hello!

Working with Ritu has been smooth and stress-free from start to finish! She is so professional, amazing and very knowledgeable of her work. She has made me realize my dreams and I highly recommend her for anyone.
Great work Ritu !

Allan from La Vergne, TN

(5 of 5)

Highly recommend!

September 22, 2022
Ritu Sethi was instrumental in my husband and I successfully refinancing our home. She worked with us around our busy schedules and patiently explained the process, and procedures.
She was always pleasant, and I found her to be highly knowledgeable in her craft and a consummate professional.
If you’re looking for a loan officer or mortgage analyst, I highly recommend Ms. Sethi. She will make the process as smooth as possible, and I am sure that you will be just as satisfied as myself and my husband.

Hicks from New Windsor, NY

(5 of 5)

Wonderful experience

The process was easy and whatever was confusing was thoroughly explained to me by Ritu, who was knowledgeable and accessible

Cynthia from Sharpsburg, GA

(5 of 5)


All I can say is amazing she is so helpful and was there to answer all questions I had. Thank you so much for being amazing!

Karen from Philadelphia, PA

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