Ritu Sethi

Ritu Sethi

This loan officer is a President's Club loan officer. President's Club Member
Reliance First Capital, LLC - NMLS ID 58775

201 Old Country Road Suite 205, Melville, NY, 11747 NMLS ID: 1533854

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Far and away the best prize that life offers is the chance to work hard at work worth doing. I have always felt like if there’s something out there that you’re supposed to be doing and if you have a passion for it, then stop wishing and just do it and that is exactly what I am doing. Working as a mortgage analyst Helping families realize the dream of homeownership and changing their life for better is my passion. With an eighteen years of experience in Banking and consumer financing I am well versed to address both your long term and short term goals To me, it's always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan. My extensive experience as a Loan Officer and knowledge of the industry allows me to custom build each loan to meet the specific needs of each individual. I try to bring energy and a smile to each and every discussion with only one goal that is to be “their mortgage analyst for life”.

Office Location

201 Old Country Road Suite 205, Melville, NY, 11747

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What they're saying

Ratings & Reviews
24 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


It was a pretty great experience

My experience with Ritu kept getting better and better after we first starting doing business together. Ritu gave me the feeling that she worked with me not only for the my business but after hearing my stories about bad loans in the past, she told me that if I trusted her she would help me to get a good loan, and if she couldn't do that she would let me know that she could not help me. I trusted the way she worked, she spoke with me even after work to assure me that she would get the best possible loan for me which she did. I would work with Ritu all over again and recommend her to all my family and friends, she was so great to work with.

Renwick from Silver Spring, MD


I'll Never Use Anyone Else

Ritu was the best. For one, she seemed to truly care about my situation and wanted to help, which is important to me. My situation wasn't the easiest, given my credit score and income, but she got it done. She was courteous and explored all options for me, and in the end got me the best loan I could possibly hope for. If I ever have to do this again, Ritu will be my first phone call!

Jeff from Rockland, MA


great experience

From start to finish my experience with Reliance was phenomenal. Ritu Sethi held my hand from start to finish. She was a pleasure to work with. She was always available to answer all my questions. She never made me feel like a client. I felt I was a part of the family. Very personable and honest.
She made me feel important and valued. She is hands down an asset to her company. I would love to work with her and refer her to my family and friends.

noureen from Valley Stream, NY


Pleasure Working with

Ritu was such a big part of my refinancing process. With out her i don't know if i was going to be able to get through it. She always stayed in contact with me constantly proving me with all the information and steps that had to be done to close the deal. I highly recommend her to anyone that wants to go through the refinance process.

Juan from Lawrence, MA


Direct, Open and Honest

Ritu provided me with exceptional customer service. She was not overly aggressive, nor did I feel pressured to make decisions I was not comfortable with. This was not my first time meeting with a Loan Analysts. The Loan Analysts I encountered in the past were rather pushy and just did not make me feel comfortable which delayed my decision to refinance until I met Ritu.
Ritu is incredibly knowledgeable, she addressed all my questions and concerns timely. The figures she quoted were accurate. There were no surprises or unexpected pitfalls. The refinance process was seamless and took less than 30 days to complete. The entire process from start to finish exceeded my expectations.
Ritu is highly professional yet personable. I would definitely recommend her to a friend or colleague.

Latricia from Parkville, MD


My loan process experiences

I have to say that I was very fortunate to work with Ritu. She was amazing throughout the whole process. I will recommend her to anyone. She is so patient and kind when it comes to explaining you exactly how the process is supposed to unravel. Truly appreciate everything she did for us. She promised to close at a certain date and she met the date without any problems. She was also good at keeping in touch to let us know about how the process was going. Excellent experience

Carolina from Norwalk, CT


Excellent Guidance

Truly excellent experience being guided by Ritu. She is patient and detail oriented whilst keeping her professional guidance at the forefront. Will definitely recommend her and will continue working with her.

Dixon from Katonah, NY


Great and surprisingly smooth experience

Ritu was wonderful to work with. She is extremely knowledgeable regarding her product and made sure that she tailored the product to our needs. She listened to us, presented various alternatives which she felt would meet our needs, and guided us through each one to help us make the decision which would be the best for us.
She was also with us every step of the way through the actual loan process and filling out the paperwork to make sure that it went smoothly. At the end, she reviewed everything carefully before we committed to the loan.

Susan from Hartsdale, NY


Great Experience!

From day one, Ritu Sethi has been there -above and beyond- in every aspects of not only in showing and finalizing the loan but in every bump in the road. I know some of the stuff she did was not in her job description. She always answered to my questions and she made sure that she cleared all the doubts that I had. Hands down she is the best at what does. Thank you so much for all the help!

Vedant from Rock Hill, NY


Excellent Service

Ritu is a true professional. While my application and approval process was longer than I expected, Ritu was there for me every step of the way. She even made herself available evenings and weekends to help facilitate questions and needs. Not many bankers do that.
With her tenacious yet pleasant personality, she didn't give up on me when my application got sticky.
She assessed the situation, solved the problem and offered viable solutions.
I recommend her without hesitation

Ed from Huntington Station, NY

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