Ryan Kearney

Ryan Kearney

4.86 of 5 21 Reviews

NMLS ID: 980424

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Hello! Thanks for taking a moment to learn a little bit more about me. I have enjoyed helping homeowners with Reliance First Capital for 10 years now. Some of my special areas of expertise include Cash-Out and Debt Consolidation Refinance, Purchase Lending, and the VA Loan Program for our nation's veterans. I am also well versed in credit repair strategies and I enjoy working hard to help my clients achieve the absolute BEST loan program possible. When it comes to choosing a mortgage lender, I cannot think of anything more important than TRUST. So my primary goal is and will always be to earn your trust through a combination of hard work, diligence, straight-forward financial guidance, and an unmatched level of customer service. Once we identify your financial goals, wants, and needs, I will custom-tailor mortgage solutions to maximize your savings and accomplish your short and long term financial goals. A well-structured home loan can provide so many powerful benefits; including a lower rate and payment, paying off your home years ahead of schedule, improving your credit, even using the equity in your home to fund one of life's very important milestones like higher education, starting a business, retirement, vacations, or those home renovations you've been wanting to make for years! Many homeowners can even qualify for our custom-term options which mean you will not have to extend term to enjoy these benefits! Every homeowner is facing a unique financial situation and therefore you need an analyst who really cares. I hope to be that person who will listen to your goals, wants, and needs and provide realistic and effective solutions! Outside of the office I enjoy playing guitar, cooking, the outdoors, and travelling this awesome planet of ours! I look forward to meeting you!

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Ratings & Reviews

21 Reviews
(4.86 of 5)
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

(5 of 5)

Couldn’t of been any better

The process was smooth and moved along quickly! The people I dealt with were very knowledgeable and polite and returned every phone call and email promptly. My experience couldn’t of been better!

Eric from Cato, NY

(5 of 5)

They said it couldn’t be done

We are retired seniors and didn’t think we could qualify for a refi but Ryan found a way to rally our assets and produce a deal. Great work on his part.

Richard from Yonkers, NY

(5 of 5)

Amazing experience!

Ryan made everything so easy and fast! Everything was explained so well I really learned a ton about the entire process! It was a pleasure speaking with him and working with him! He was so fast to get back to me anytime I had a question! I really appreciate the work he did for me!

Kelly from Drums, PA

(2 of 5)


I must start by saying I spent 30 years in sales/marketing and have high standards when it comes to working with customers. I always kept my word and went above and beyond for my customers and potential customers. Unfortunately that was not the case here. I received a random call from someone in response to our inquiry about refinancing my mortgage. I took the time to speak with Mr Kearney and gave him the information on my needs. “We can help with that” was said several times. After nearly an hour on the phone he said he would put together some options for me and we set up an appointment for a specific time the next day for him to call and go over them. That time came and went. No call. The next day came and went. Nothing. 3 days lat****.no communication. I called and left a message. No response. Even if there were no options for me it would have taken little effort and time on his part to call or email and at least let me know that. I did not receive that courtesy. I would not recommend him or the company he represents since this is apparently how they do business.

Connie from Stow, OH

This review is flagged

(5 of 5)

Excellent experience!!

Going through a refinance could be difficult but not when you have an excellent mortgage specialist like Ryan. He is a great guy and so easy to talk to. He went above and beyond for us. I can’t say it enough that he really is the greatest and the only person that we would go to for a mortgage or refinance, he just makes everything so easy. You just can’t go wrong with Ryan!!!

Jeanine from Plymouth, PA

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