Ryan Kearney

Ryan Kearney

Reliance First Capital, LLC - NMLS ID 58775

681 Andersen Drive Suite 500, Pittsburgh, PA, 15220 NMLS ID: 980424

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I have enjoyed helping homeowners with Reliance First Capital llc. for over 8 years now. Some of my special areas of expertise include Equity Cash-Out and Debt Consolidation Refinance, Purchase Loans, and the VA Loan Program. I am also well versed in credit repair strategies and I enjoy working hard to help my clients achieve the absolute BEST loan program possible. With a sharp focus on prompt and courteous customer service, and my clients' wants, needs, and goals, I build custom-tailored mortgage solutions to help my customers maximize their savings and accomplish both their short and long term financial goals. A well structured refinance loan can help you achieve lower payments, pay off your home years earlier, get thousands in cash, annihilate high interest credit debt, and even finance very important milestone achievements in life like higher education, retirement, vacations, or those home renovations you've been wanting to make for years! Every homeowner is facing a unique financial situation and therefore you need an analyst who really cares and who will listen to your goals, wants, and needs and provide realistic and effective solutions! I look forward to meeting you!

Office Location

681 Andersen Drive Suite 500, Pittsburgh, PA, 15220

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What they're saying

Ratings & Reviews
19 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Amazing experience!

Ryan made everything so easy and fast! Everything was explained so well I really learned a ton about the entire process! It was a pleasure speaking with him and working with him! He was so fast to get back to me anytime I had a question! I really appreciate the work he did for me!

Kelly from Drums, PA


I must start by saying I spent 30 years in sales/marketing and have high standards when it comes to working with customers. I always kept my word and went above and beyond for my customers and potential customers. Unfortunately that was not the case here. I received a random call from someone in response to our inquiry about refinancing my mortgage. I took the time to speak with Mr Kearney and gave him the information on my needs. “We can help with that” was said several times. After nearly an hour on the phone he said he would put together some options for me and we set up an appointment for a specific time the next day for him to call and go over them. That time came and went. No call. The next day came and went. Nothing. 3 days lat****.no communication. I called and left a message. No response. Even if there were no options for me it would have taken little effort and time on his part to call or email and at least let me know that. I did not receive that courtesy. I would not recommend him or the company he represents since this is apparently how they do business.

Connie from Stow, OH

Excellent experience!!

Going through a refinance could be difficult but not when you have an excellent mortgage specialist like Ryan. He is a great guy and so easy to talk to. He went above and beyond for us. I can’t say it enough that he really is the greatest and the only person that we would go to for a mortgage or refinance, he just makes everything so easy. You just can’t go wrong with Ryan!!!

Jeanine from Plymouth, PA

Recommendation for Ryan Kearney

We would like to recommend Ryan Michael Kearney at Reliance First Capital. We can confirm he has made our personal involvement orderly and methodical. We are not by any means computer geeks far from it, but "no matter", Ryan will lead you from beginning to end with such patience and professionalism. We would never consider using anyone else. If you are looking for a smooth experience, give Ryan a call and he will lead you to the finish line with his years of experience and knowledge. He is a true winner.

Sara from Chambersburg, PA

Thank you Ryan!

Ryan was smart, insightful, fair and honest. Not to mention fast and efficient. He kept in contact with us every step of the way through our refinance and it was compete in less than a month! I have only goodcthings to say about Reliance Capital anfvwill definitely refer anyone in need of a loan, or refinance to this company, and specifically Ryan! Thank you, thank you, thank you!

Camala from Centerburg, OH

Satisfied Customer

Ryan was very helpful from the start to the end. He explained every process to me and was open to for any questions. I felt very comfortable with my the loan I picked. there were several different loans he presented to me and he explained the good and bad of each one. I don't believe I will have to but if I refinance or purchase another house I will use Ryan.

james from Medina, OH

Fantastic Experience

My experience dealing with Ryan was in one word refreshing. I went into this process not confident that I would end with the results I wanted and worried I would end up with a pushy loan officer like I have had in the past refinancing my home. Let me tell you Ryan was none of that, he was polite in every conversation, prompt in answering my calls and emails all while making me feel my question was as important to him as it was to me. He was forthcoming with all the information and I never once felt like I was being railroaded into a one sided deal. I could go on and on about his professionalism, kindness, intelligence, honesty and so many other things, However I will just say this, if you a planning on doing anything with a Home purchase, refinance or anything else I strongly recommend you contact Ryan Michael Kearney with Reliance First Capital and rest easy knowing you have the best company and premier Loan Officer around.

Donna from Williamston, MI

Exceptional Customer Service!

From the very beginning, we knew this was who we wanted to handle our refinance. Ryan was helpful every step of the way and made the process as simple and "user friendly" as possible. Our situation was a complicated one with a sole proprietorship that became incorporated and the tax returns alone were tough to navigate but he saw every obstacle through in an easygoing manner...I never felt I was bothering him with our questions and he went above and beyond to keep us completely informed throughout the whole process. We felt we were sincerely cared about which is a rare quality in this automated world we live i*.Thank you Ryan!

MICHAEL from Lovell, ME

Ryan puts the "Rely" in "Reliance"

I don't typically stop to do surveys or provide feedback, but I feel compelled to this time - it was just that good. My wife and I wanted to refinance our home, and after identifying Reliance based on their competitive rates, we were introduced over the phone to Ryan. I'll save you all of the details and detours of our journey, but Ryan was the most insightful and pragmatic loan officer I've ever had the chance to work with. He consistently looked out for our best interests, and leveraged his industry insights to assimilate the ideal composite of rate, duration, points, and other nuances to assure that my interests were never compromised in the quest to complete this transaction. The result was a genuinely collaborative experience from beginning to end, and if I was ever starting my own competing company he's the first person I'd hire, as Ryan is the kind of guy a firm could build an entire culture around - showcasing an ideal combination of head and heart to relate to clients and assure they receive the best financial solution possible.

Doug from Strongsville, OH

Reliance First Capital rocks!

I’m thrilled to have just closed on a refinance and loan consolidation with Reliance First Capital, and have nothing but good things to say about the company and its team. I’d wanted to refinance for years, but was always put off by the hard-sell tactics of the companies that contacted me. I wouldn’t even talk to them. Then I had the good fortune to meet Ryan Kearney at Reliance First. Ryan and I clicked right away. He explained every step of the process to me in great detail, never pressured me, and talked me down whenever I was discouraged or had a bad day (it happens). Line by line, page by page, Ryan made sure I understood. I had no doubt I was in good hands. His colleague Shannon Knoebel was wonderful as well, and Shannon helped bring the ,process to a close. It was my first time doing this on my own, and Ryan and Shannon put me completely at ease. So, if you’re in the market, please consider Ryan and Shannon and the rock stars at Reliance First Capital. I promise you won’t regret it.

Anne from Orange, VA


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