Sonney Davenport

Sonney Davenport

This loan officer is a Gold Leaf Certified loan officer. Gold Leaf Certified Member
Reliance First Capital, LLC - NMLS ID 58775

11605 N. Community House Road Suite 200, Charlotte, NC, 28277 NMLS ID: 71687

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Thank you for taking the time to learn about me. I have worked in the mortgage industry for more than a decade and I specialize in helping people understand the financing of their mortgage. I love listening and learning about people’s long and short term goals and then I customize a loan solution to help turn your dreams into reality! I am honest, organized and detail oriented. I will do all I can to help make the loan process as quick as possible so you can start saving money! My goal is to develop a relationship with each customer so that they feel that they have their very own mortgage analyst to help them throughout their lives. I look forward to helping you exceed your financial goals.

Office Location

11605 N. Community House Road Suite 200, Charlotte, NC, 28277

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What they're saying

Ratings & Reviews
18 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Excellent experience

From the beginning, Tracy made us feel comfortable with our decision to refinance our home. She would answer any of my questions at all hours of the days, even on non business days. She laid out all of our options, with no pressure to make any decisions. It is obvious this is her passion and I highly recommended her!

Chrissy from Cutchogue, NY

Satisfied customer

She is very pleasant and this is not the first time I have worked with her. She is so good in what she does that I am a repeat customer with her.

Katherine from Murrells Inlet, SC

Lucky to have worked with her

From our first talk, I knew I was in good hands. Tracy knows her business and is very easy to work with. Right from the beginning I felt guided and well supported through this process. It was a pleasure to work with a TRUE PROFESSIONAL.

Suzanne from Wirtz, VA


Tracy was Great to work with. She went above and beyond to help me with my loan.

MELANIE from Leighton, AL

Amazing Experience - Highly Recommend

Sonney was on top of everything! The process was extremely efficient and smooth. We had an unusual situation on our loan and she was able to work through the uniqueness to come up with a agreeable solution quickly. She is well versed in coming up with alternate financing ideas for those in need of consultative advice as well. We highly recommend her to anyone!

Carmen from Charlotte, NC

Good enough is not good enough

Very professional, attentive to my needs. Knowledgeable of her job. Dependable and could not be more satisfied with the outcome of the process. I personal felt if I was the only customer Mrs. Sonney had.

George from Moneta, VA


She is so easy to work with. Very helpful person.

Abdellah from Lexington, KY

Tracy at Reliance First Capital Was Amazing

Tracy was extremely responsive. There was never a time where she did not return my call in a timely manner. She kept me well informed through the entire process and educated me on areas I lacked sufficient knowledge. Tracy was a pleasure to work with.

Jeffrey from Lewisburg, TN


everything was done with excellence

kelly from Monroe, NC

Above and beyond customer service

Where do I start? We had talked to Tracy when we were shopping around for refinance. Well needless to say we went with a mortgage company close to home. After 60 days and several lies with the list local company, I called Tracy back. Asked her if we could transfer our loan to them because this company was doing us wrong. She pointed out several mistakes they had made that ended up costing me $1695. Tracy said there was no need for some of the hoops this local company made us do. So we switched ASAP. Tracy has been a dream to work with. She always answers my questions. She calls or emails updates on what is going on. She has gone above and beyond for us! We ended up getting a better rate, more cash back in our pocket, and a lower house payment. I have already recommended her to two of my co-workers. Would do business with her again! Can not go wrong doing business with Tracy!

Byron from Cullman, AL


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