Steven Spain

Steven Spain

5.0 of 5 11 Reviews
Lower - NMLS ID 1124061

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054 NMLS ID: 2086966

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Working for Lower in Columbus, Ohio, Steve has been extensively trained as a mortgage-industry professional and is experienced in Federal Housing Administration (FHA), Veterans Administration (VA), and conventional home mortgage loans for purchase and refinance. Steve has access to numerous mortgage loan products to help homeowner's achieve their goals, including: Home equity lines of credit (HELOC), jumbo mortgage, fixed-rate, adjustable-rate, and more.

Office Location

8131 Smith�s Mill Road 2nd Floor, New Albany, OH, 43054

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Ratings & Reviews

11 Reviews
(5.0 of 5)
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown


(5 of 5)

Steve is the best!

Working with Steve made this process as simple and streamlined as possible. He was always willing to take the time to answer any and every question I had regardless of how silly it was. I would definitely recommend Steve to anyone looking to refinance and plan to contact him again in the future if I choose to do so again!

Corey from Indianapolis, IN


(5 of 5)

Easy to work with Agent

Steve was super easy to work with. No pressure, good communication, fast to respond. And basically just a nice guy. I really felt like he was educating me and looking out for my best interest!

Mike from Barberton, OH


(5 of 5)

Wonderful refi experience

My partner and I just completed a refi that far exceeded our expectations in every respect. I attribute this to Steve Spain, who shepherded us through the process.
- He has a warm and easygoing charm that makes routine communications delightful.
- He is patient and thorough in answering questions. (I chose him initially because of the outstanding job he did in explaining my refi options to me -- no pressure at all, just a thorough review of my alternatives.)
- He responds in a timely fashion to all requests for information or clarification.
- Best of all, he truly seems to care about his customers' experience and outcome, and works hard to get them the best rates and lowest fees.
Thank-you, Steve. It was great to work with you!

Connie from Longmont, CO


(5 of 5)

Great experience!

Steve was easy to work with on my home refinance. He’s knowledgeable, friendly, and was genuinely concerned with what I was looking to accomplish out of my refinance. I’ve had other experiences trying to refinance where the loan officer seemed to be trying to get me into something that they thought I should have, not so with Steve. Once he knew my goals he went to work quickly to see if he could make it happen and he did! He made it simple and easy, it was a great experience and I would recommend Steve to any of my friends! If you are looking to refinance, go to low**.com and ask for Steve Spain.

Ryan from Marion, OH


(5 of 5)

It was great working with Steven

Very personable and possess Christlike attributes. Steven took the time to call me and sent updated emails regularly. He took time to explain the entire process of the loan and answer all questions I had. I’m thankful for all he did to help the process.

Mary from Forsyth, GA

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