My Experience: I have been working with First Commonwealth Mortgage since the summer of 2005. I have worked with all loan types, and have worked diligently to simplify the process for my clients, my Realtors, and everyone involved in the mortgage process. I have a proven track record of closing loans and overcoming obstacles head on. If knowledge, experience, and great service are what you are looking for, please call me today! Why I love what I do: I have always been interested in helping people with their money. With my career, I am able to take time with each client to determine their goals of homeownership along with longer term goals like; retirement, building wealth, saving for kids’ college, and more. When I know the goals that you have, above and beyond homeownership, I am able to help you with the mortgage process while considering all of your other objectives. I love this aspect of my job! I truly enjoy discussing objectives with my clients and talking about how homeownership can be a major component of your wealth building!
Ratings & Reviews
Excellent service. Good communication. Tim tooks the time to explain us every part of the process. Every time we have a question, he was available to help. He got us the best interest rate. My wife and I are very happy with the service. Thanks Tim👍🎉
Richard from Miami, FL
Better than expected
Tim was able to compete against two other lenders for my business. He delivered on time, pushed to get things done ahead of the original schedule, and was more than willing to ask every question I sent his way (and there were a lot!). Text, email, phone.... he was available. Hands down, a much better experience than I expected. Friends and coworkers kept preparing me for the stress and even some nightmare scenarios. Tim made sure nothing like that came near me. He understood my budget constraints, found me a rate that only made me squirm a little, and explained every last detail. He has a great sense of humor, and was very personable. I would recommend Tim anytime, and every time. My sales agent complimented his thoroughness and stated I had selected well.
Erin from Mishawaka, IN
FCM Lucky to have Tim Heyne
As described in my previous description, the experience with FCM is only a direct reflection of Tim Heyne. Very professional, quick to respond to me, and very quick at processing everything I submitted to him. We closed a week early because of his dedication to my loan. We're very grateful and would do business with him anytime!
Tristan from Cottage Grove, MN