Todd Harrington is the President and Owner of Brightwire Loans located in Lyndhurst, NJ. Brightwire has a 100% customer satisfaction rating on Lending Tree, and is one of the lowest cost loan providers in NJ. Todd's educational background is in both business and technology with a degree in Computer Engineering from the University of Michigan and an MBA from Walsh College.
Licensed InNew Jersey
Ratings & Reviews
Wonderful service from trustworthy broker!
Brightwire came highly recommended to me, and now I see why. First, Todd found me the best rate by far, with minimal closing costs. Since this is an independent company, they have no incentive to push you toward any particular lender. Their only goal is to find you the best rate, and it was clear that they are experienced. Next, they knew the in’s and out’s of buying/financing a home, and were quick to respond to my many (many) questions with straightforward, candid answers and helpful advice. Although I was a first-time buyer, Todd and Patrik made the process practically stress-free. Ultimately, my loan was cleared to close in 21 days, which is fantastic! Then, even after my closing, they assured me that they will still be available for questions/issues I may have with the loan going forward. That’s a true testament to their professionalism. They are knowledgeable, responsive, helpful, reliable, and HONEST. And all-around great people! I highly recommend Brightwire to anyone looking for a loan and a broker they can trust.
Jess from Monmouth Junction, NJ
We have had two great house purchase experiences with Todd. He helped us purchase our first home five years ago, and he recently helped us purchase our second home. He has always been friendly, responsive, knowledgeable, organized, and efficient. He got us great rates on both mortgages. He helped us close on our first house 11 days after we first contacted him. For our second house purchase, he recognized that our home insurance quote was more than double what it should be, which saved us a lot of money. Todd and Patrik both go above and beyond, and we highly recommend them.
Jamie from Lawrence Township, NJ
Best loan experience yet
Brightwire was amazing from start to finish. They were very upftont from the beginning, finding many deficiencies in my previous lenders work. When I introduced different elements to the VA loan I wanted to used, they were very knowledgable or made sure to find out the right information for me. Then they took phone calls from multiole parties on the sellers side to make sure they were educated with the VA loan process. They put up with all of questions and inquiries. I will be recommending Brightwire Loans to all of my friends and family.
Mark from Staten Island, NY
The Experience of a Lifetime
Brightwire is the perfect loan company to go with for any of your needs. By far Todd is the most professional and caring mortgage broker in the industry. To start off I was a first time home buyer who had no idea what to do and Todd held my hand the entire way through the process. I closed back in July on a 2 family home with an FHA loan which was pretty tedious and time consuming especially in today's market where homes come on the market and are gone within the day. Todd and his counterpart Patrik were accessible by the second phone ring the latest, they worked day and night at anytime to ensure that I was comfortable with the entire process. They know their lenders well and will let know exactly what is needed to make it happen. There were multiple offers that were put in on multiple properties but I was able to get pre-approval letters put together for each individual property in a timely manor. You always have doubts going in to such a big purchase but I promise you that this team will not let you down and will be there for you from start to finish guaranteed. Thank you again Brightwire Team for such an amazing and refreshing experience that is hard to find in today's harsh world. I feel comfortable saying I would recommend everyone I know to you! I'll see you guys soon for the next purchase!!
Nibin from Clifton, NJ
Todd was the absolute best! Even after locking in, he was able to reduce our rate when the market rates went down. My husband and I are both teachers and after investigating all of the teacher specific programs, we found that Brightwire’s first-time homebuyer program had a much lower down payment, monthly payment, and closing cost.
Todd was available any time to answer questions that we had. Buying a house is very stressful and he made it so much easier on us. He even showed up to our closing, which made me feel so much more at ease. HIGHLY RECOMMEND Todd Harrington @ Brightwire!
Michelle from Hawthorne, NJ