Todd Harrington

Todd Harrington

Brightwire Loans - NMLS ID 1074453

155 Park Ave Suite 103, Lyndhurst, NJ, 07071 NMLS ID: 869718

Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Todd Harrington is the President and Owner of Brightwire Loans located in Lyndhurst, NJ. Brightwire has a 100% customer satisfaction rating on Lending Tree, and is one of the lowest cost loan providers in NJ. Todd's educational background is in both business and technology with a degree in Computer Engineering from the University of Michigan and an MBA from Walsh College.

Office Location

155 Park Ave Suite 103, Lyndhurst, NJ, 07071

Get Directions

Licensed In

New Jersey

What they're saying

Ratings & Reviews
21 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Todd the God send!!

Todd and Brightwire Loans is truly an unbelievable company. The home buying process was extremely stressful for numerous reasons, but Todd, time and time again sweeped in to save the day. He was available day and night for any questions we had. He explained things in full detail, with no frustration what so ever. Not only did he supersede any expectations we had, but he also helped push things along with our attorney and realtor. This company is a god send and the business model is one that all companies should mimic, in that Brightwire does not over extend themselves, like most companies do---and nearly bite your head off when you ask for a status update because they are too busy. I highly recommend and cannot say enough great things about this company and Todd!!!

Kim from Livingston, NJ

In Todd I Trust...

I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business.

Jason from Hawthorne, NJ

Great to work with!

Todd was extremely helpful and reliable through the whole closing process. He made things so much easier and faster for us. Always on time and responsive. He did our closing in 23 days and personally came to the closing. Highly recommend him.

Kubra from Rutherford, NJ


My husband and I were very impressed by working process with Todd. He is professional, knowledgeable and responsible. As first time homebuyer, I had lots questions and needed guide. At every our questions, I received straightforward answers. Also, he advised some options which I could choose. He monitored interest rate everyday and informed me. Therefore, we had best interest rate. He explained every single details and his working style was fast, accurate and clear. After we were approved for loan, he cleared our loan for CLOSING in ONLY 19DAYS! Also, he came in person to our closing. He is sincere from beginning to end. Again, it was great experience working with him. I strongly recommend him.

Kate from Parsippany, NJ

Todd is a pleasure to deal with !!!

Todd is the type of person who is going to be with you every step of the way,from start to finish and anything that should come up in between,he gets it don*.Not every closing goes smooth and something always comes up and he just handles it and lets you know what needs to be don*.The one thing that really stands out besides his honesty is he gets back to you rite away when things come up that need to be add******.If this is your first home or not Todd is the person i would let handle all your home buying needs.

Eddie from Manasquan, NJ


As first time home buyers, we are really lucky to have Todd as our Mortgage broker. Todd was referred by our realtor and the whole experience of our mortgage loan application was very clear and smooth. Todd would explain every step to us, work along with our realtor and lawyer and be with us to the every end of house purchase. He also calls us every six months after we moved in with the latest interest rates to help us check if it is a good time to do refinance. The biggest benefits we got from Todd are his efficiency and transparency. He gets mortgage processed and approved really fast while monitoring interest rates every day to make sure we get the best number. This helped us a lot in house purchase. He would always reply any questions we have, no matter it is at night or on weekends. He would explain to us patiently and clearly on any number or entry that we don't understand. The whole calculation is explained very clearly and all the documents bear no faults. We also really appreciate Todd's sincerity and honesty. He does not bluff. When he says it can be done, it will be done. The whole experience was really comfortable and satisfying. He is the agent we can trust and rely on.

Yifei from Ho Ho Kus, NJ

Excellent Communication and Overall Experience

Our experience with Todd at Brighwire Loans was truly first rate. We met Todd from a friend's referral who said he helped them close on their home in record time. We were so please with our experience that wanted to pass it along. A little about our situation and the deal in question: both of us work in w-2 salaried positions, so the income was not an issue. Todd pre-qualified us in a day with very little back and forth. Once we signed a contract, Todd took over. He project managed the entire transaction, from coordinating attorney's, arranging for the appraisal with the realtor and AMC, making sure the appraiser submitted the report back and pushing the lender to get the commitment letter issued. Where Todd really shone, however, was in dealing with the condo association management company. The association management company was totally unresponsive in getting back to the lender with timely information throughout the transaction, but ultimately failed to disclose a special assessment owed on the property. The seller planned to pay the assessment, but because it was not disclosed, things nearly unraveled. Todd kept his cool and actually did the association's job in documenting the assessment so all the association had to do was confirm the numbers. It completely saved the deal so we could close. We can't say enough good things about Brightwire and thoroughly appreciate all of Todd's hard work and effective communication.

SPUloan from Jersey City

Great Work!

My wife and I got married in June of 2014. We started are home search shortly thereafter and were overwhelmed with all the choices and options that we needed to make as a first time homebuyers. We both work busy schedules which make the process even more stressful and hectic. That is why working with Todd was so GREAT! Todd made the entire process easy to understand and gave us IMMEDIATE feedback whenever we needed it! We received our closing documents well in advance of closing which made the entire process much smoother. If you are looking for someone to go above and beyond and help you every step of the way then Todd is the guy to go with!

Nick from Wanaque, NJ

Closed in less than 12 days.

I don't usually write a review on anyone. But all the hard work, patience, and guidance Todd put into my mortgage made it possible for me to have my home today. This guy is the real deal. He will get the close for you no matter what the challenge or obstacles. I had a short sale and it was during the holiday's. Every thing that could have went wrong did**.but it was corrected immediately and before you knew it I closed in 12 days. This would not be possible had it not been for Brightwire Loans. Thanks Todd.

arocco from Barnegat, NJ

Todd @ Brightwire is the way to go!

Had to the pleasure to work with Todd at Brightwire on the purchase of my 1st home during fall 2014. He reached out to me via an online inquiry I had submitted. During our 1st conversation, he didn't push or try to hard to close. I, like many, was a nervous 1st time buyer. Todd was able to put me at ease and I felt very comfortable working with him. Todd was there through the entire process and when I say this guy answers his phone and email quickly, it's true! Nights, weekends. etc! Todd makes it a point to attend the closing as well which put me at ease. There were certainly a few curve balls during the process and Todd was able to address them all. Todd has called me several times post closing just to check in and say hi. His offer and programs are aggressive and he knows his business. He's got strong character and does good business in an industry that isn't exactly known for integrity. Strong recommendation for Todd at Brightwire!

ElliotR from Edgewater, NJ


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